ICBC rates

[felixthecat]

Just wait what the NDP has in store, with 20+ years of accident free driving have to be more careful, while less experienced drivers no changes.

http://www.icbc.com/autoplan/costs/Documents/crs.pdf

http://www.icbc.com/autoplan/costs/Documents/crs-chart.pdf

Thanks for sharing. It's quite radical, can affect everybody with 4+ years accident free driving. You only get 1 "free" claim if you drive 15+ years accident free. Anything lower, your premium will raise and faster than before.

 

[felixthecat]

Canadian Direct, may be? Canadian something with Hongkong Bank at its back. I too heard a story that things were not as easy to deal with when an accident did happen.

That was many years ago. No idea if they operate any different, but they were independent - part of HSBC- sold off again - now seem to be with "belairdirect" whatever it is.

For an alternative, you can check BCAA quotes online at https://apps.bcaa.com/pages/auto-quick-quote

 

[badbadboy]

Nope you missed the entire point- I give you more credit than that.
I'm saying that I don't mind paying the freight for my use of the road.
Others that can't/won't just make it easier for those like me that are prepared to pay a fair price.
But there are many out there that will drive an extra 5 miles and spend an extra 30 minutes in rush to save a couple of bucks.
My time is more valuable than that.
Did you notice the golden Ears Bridge before and after the toll removal? It was avoided like the plague on principal from so many. Now, it's as busy as it was designed to be.
Now, good for those that finally use it. But to instead use the Mission or Mary Hill routes to save $2.80 was ludicrous.
And why wouldn't I be happy to have a less congested pathway?
I'm not looking for a free ride.
There needs to be user-pay to afford these upgrades.
There was a perfectly good system in place- but as usual-
1. the masses want everything for free, and
2. The NDP made a promise to the great unwashed and now the rest of us will be paying more for the same thing with a new moniker.
Tolls are a reality. In a perfect world ALL the crossings would carry a $1 toll, the traffic would have even distribution and the users would be paying a fair rate.
But get a new government involved and see it all fall apart to "appease" the masses.

I agree and add that Toronto has had paid highways for years. When I'm back there for work, I use them if my GPS indicates the free highway is backed up.

It's a great convenience to use the paid highway system but definitely not cheap. Many employers make it a paid benefit so their employees arrive on time instead of an hour late. I shook my head when I got my bill from the car rental company and thought it's an expensive proposition if one was to use the highwys to and from work daily. I tend to travel earlier and via some of the more scenic routes when I'm back there.

 

[Muffdiver69]

Muffdiver, can you clarify your BCAA comment please? BCAA doesnt provide auto insurance? In reference to BCAA your talking about ICBC add ones such as Roadstar etc correct?

Thanks in advance.

I get the basic ICBC insurance. The minimum required by law. The rest i get from BCAA, they have home/auto/motorcycle insurance. Here is link to the BCAA auto insurance
https://www.bcaa.com/insurance/car/bcaa-optional-car-insurance

I have a 2016 Honda Civic EX-HS
I pay ICBC 1100 / year
I pay the BCAA portion / yr 600
I have no at fault accidents. No tickets. Not even a parking ticket. am at -43% for ICBC

I also have a 2017 Yamaha FZ07 motorcycle - ICBC basic approx 700 / 6 months
I have a 2015 Yamaha Smax scooter - ICBC basic 480 / year
I have optional coverage thru Beacon Insurance for the bikes - 400/year for both bikes

 

[Stamkos]

I get the basic ICBC insurance. The minimum required by law. The rest i get from BCAA, they have home/auto/motorcycle insurance. Here is link to the BCAA auto insurance
https://www.bcaa.com/insurance/car/bcaa-optional-car-insurance

I have a 2016 Honda Civic EX-HS
I pay ICBC 1100 / year
I pay the BCAA portion / yr 600
I have no at fault accidents. No tickets. Not even a parking ticket. am at -43% for ICBC

I also have a 2017 Yamaha FZ07 motorcycle - ICBC basic approx 700 / 6 months
I have a 2015 Yamaha Smax scooter - ICBC basic 480 / year
I have optional coverage thru Beacon Insurance for the bikes - 400/year for both bikes

Perfect, thanks!! I wasn’t aware of the insurance aspect from BCAA.
I’ve got a 2010 Porsche. 43% discount and still pay $2400. Ridiculous.
I’ve been a BCAA member forever. Will pursue further.
Much appreciated muffdiver!!

 

[take8easy]

Perfect, thanks!! I wasn’t aware of the insurance aspect from BCAA.
I’ve got a 2010 Porsche. 43% discount and still pay $2400. Ridiculous.
I’ve been a BCAA member forever. Will pursue further.
Much appreciated muffdiver!!

I had no idea either. Yea, thanks for the info muffdiver, your help is "muff-appreciated".

 

[nickcan]

Perfect, thanks!! I wasn’t aware of the insurance aspect from BCAA.
I’ve got a 2010 Porsche. 43% discount and still pay $2400. Ridiculous.
I’ve been a BCAA member forever. Will pursue further.
Much appreciated muffdiver!!

I have a 2016 Kia Optima and pay $1920/year, -24 and 43% discount. $2400 for a 2010 Porsche is cheap, my 185 HP vs your what 400 HP?