Pre-payment/considerations

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BCS2018

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Feb 24, 2018
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Hello all,

Apologies if this is the wrong venue. I’ve been doing some research in the world of pre-payments for SPs. They are becoming more regular (which I consider a good thing and a testament to the mainstreaming of this service). However, I’m one of the problem people, in that I’m not completely comfortable with e-transfers. In a perfect world, where I was a stronger soul, I wouldn’t be fearful of anyone knowing a perfectly healthy hobby. However, I’m not very found of my financial advisor and his staff bringing this up to me each quarter like they do tips at restaurants. So I acknowledge this is my problem and I’m in no way asking the great SPs I see or want to see, to change how they’re conducting business.

So that brings me to my problem. I know I could probably talk to the SPs in question, but hell, they answer more useless emails a day then they probably need to, and going into details about options could be more of a pain in the butt I’m willing to be. Plus I’m sure there are many fine gentlemen that have found solutions, and why reinvent the wheel

I’m curious about PayPal. It seems I can probably load it with credit card cash from a pre-bought card I purchase with cash. I’ve seen several SPs recommend e-transfers from Canadian clients and PayPal for American. I assume that has to do with the more Puritan rules in the states at the moment. But is there any problem with Canadians paying with PayPal?

I’m open to amazon gift cards, but I’ve had one SP find difficulty with amazon in her specific location (ie just a huge hassle because of changed amazon delivery protocols) plus as much as amazon may be fine for some things, i’d be choked if my employer paid me half in gift certificates...he doesn’t even give me a massage ;)

I saw a SP on twitter do a survey with other SPs on having a post office box for cash delivery. This didn’t seem a very popular method, and I can imagine why. Mailing cash comes with its own risk, and not too mention the possibilities of that turning into a trap for the SP is scary.

Granted, some folks may have a more secretive solution for this, in which case please feel free to pm me if you’re willing to share.

Lastly, I do believe this is where the industry is heading. And so it should. If I skip out on my dentist or massage therapist (especially last minute) there is an associated charge for that lost time slot. These professional workers are providing a wonderful psychological and physiological (if not theological ;) ) service that even today I’m sad to say does come with risks (especially economic ones). If I want a partner that is fully engaged and concentrated on my comfort and well being, I need her not be concerned with financial losses caused by other clients intentional or not.

Looking forward to hearing and sharing ideas to keep all parties safe, happy, and well compensated.

Cheers,
E
 

badbadboy

Well-known member
Nov 2, 2006
9,576
277
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In Lust Mostly
PayPal is SP Unfriendly.

Gift cards is the way to go and are widely accepted. Most SP accept them as a deposit.

Be aware of too much prepaid money requested. It can and does go sideways eventually.

Cash is universally accepted.
 

BCS2018

Member
Feb 24, 2018
46
0
6
PayPal is SP Unfriendly.

Gift cards is the way to go and are widely accepted. Most SP accept them as a deposit.

Be aware of too much prepaid money requested. It can and does go sideways eventually.

Cash is universally accepted.
Appreciate the info. I guess I’m starting to see a couple SPs reject gift cards so I’m assuming they may be on their way out.. I imagine the true final answer (in my case) will be e-transfers, but thought in today’s technologically changing world, someone may have a newer solution I never considered
 

VinVan

Well-known member
Feb 22, 2016
601
895
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Earth
Why don’t you set up an account into which you only make cash deposits from after-tax $. Since this $ has already been taxed your accountant doesn’t need to know about this “rainy day” fund and you can send etransfers discreetly.
 

Crookedmember

Crooked Member
Sep 2, 2017
851
673
93
The best advice is if you find a SP who asks for prepayment, move on to the next SP. There is no shortage of SPs.
 

felixthecat

Well-known member
Aug 28, 2011
1,581
34
48
I’m open to amazon gift cards, but I’ve had one SP find difficulty with amazon in her specific location (ie just a huge hassle because of changed amazon delivery protocols) plus as much as amazon may be fine for some things, i’d be choked if my employer paid me half in gift certificates...
If SPs don't want half of their payment in gift cards, they can simply require a smaller deposit. It is essentially a prepaid no-show fee. Surely, it does not have to be huge to filter out 95% of no-shows.

Amazon cards (including both eCards and physical cards) still seem to be the best anonymous payment. Their big advantage for SPs is the ability to move the balance to their own Amazon account right away. This avoids a possible fraud with prepaid credit cards, store cards etc. when an SP receives a valid card codes but cannot easily claim the money before providing the service, so the fraudster can get the money from the card first.

Even eTransfer is not completely safe from fraud. It cannot be reversed by the sender after it's claimed, but it can be reversed by the banks if the money came from a hacked or fraudulent account. Besides, eTransfer never promised anonymity.
 

VanIsleGuy46

Member
May 22, 2016
345
9
18
Victoria BC
A solution that would eliminate the the risk for you/us (the client) would be to ask the SP for their bank info, (they have a dedicated deposit account which they can move the money out of and keep at a minimal deposit level), then go into a branch of the same banking institute and make a cash deposit. Finally, you forward a picture of the deposit slip via text or email.

Not perfect but doable......
 

Stamkos

Well-known member
Dec 9, 2015
815
501
93
A solution that would eliminate the the risk for you/us (the client) would be to ask the SP for their bank info, (they have a dedicated deposit account which they can move the money out of and keep at a minimal deposit level), then go into a branch of the same banking institute and make a cash deposit. Finally, you forward a picture of the deposit slip via text or email.

Not perfect but doable......
Really? Would you provide your banking details to someone you’ve never met? Don’t think so....
 

Miss Hunter

ProSwitch
Supporting Member
Aug 30, 2013
1,812
1,392
113
Vancouver
Do Not Use PayPal

unless you don't mind PayPal suddenly closing your account without warning and keeping your money.
 

Shanghai

Banned
Mar 22, 2015
524
114
43
Just interac email it. It’s free, and the only thing each side sees is your email and password.
 

Newb808

Well-known member
Feb 12, 2019
833
337
63
Just interac email it. It’s free, and the only thing each side sees is your email and password.
Pretty sure they see the name on file from the bank account it’s sent from. I have two separate institutions, one has my middle name on file, and I did a few experiments sending from each institution to the other. The name was sent as was the case looking at other etransfers I’ve received.
 

BCS2018

Member
Feb 24, 2018
46
0
6
I’ll quickly address those saying to move on..I could but I don’t want to. The world is changing in regards to money and payment, so it’s probably fair to say if I don’t look at this today, I’ll probably have to tomorrow. Plus the SPs in question aren’t being unreasonable, and if anything, I prefer one that’s going to make it a bit harder for joe blow (excuse the pun) to see them.

I haven’t seen anything crazy new on here for payment methods. I was curious if anyone’s looked at e-wallets or something of that sort.... I know about 10% about them, but was told there are some you can get that live outside your existing credit card/debit card that are banks unto themselves... I’m also seeing Apple go down this road. I suppose bitcoin could be an option too, but this all leads to the complication of payment and possibly brings us back to cash. There very well may not be a solution yet (as anonymous payments are a haven for drug dealers/terrorists/crooked bankers so governments are trying to prevent them) but their could be something semi legit in the future
 

Newb808

Well-known member
Feb 12, 2019
833
337
63
Wallet apps, online wire services and bitcoin are all viable, but if an SP states “etransfer deposit required” in her ad or twitter, I wouldn’t try to bring up alternatives. When an etransfer is sent, the recipient receives the individual or company name of the sender’s account and it’s my understanding that this is additional security for the SP.
 

Edward Lei

Banned
Feb 12, 2009
1,879
5
0
You're making this WAY more difficult than it needs to be. If you want anonymity and don't want to get scammed, cash is and always will be your best option. Your only real option with regard to a deposit are gift/CC cash cards paid for....with cash.
 

take8easy

Well-known member
Jul 27, 2014
4,528
721
113
I was faced with this situation (of advance deposit) for the first time last month. Being an old timer, I was almost ready to give up on the date because this was totally new to me and I had no idea how to arrange for all the electronic transfers and stuff and I didn't want to leave a paper trail.

But then, thanks to PERB and online research, I figured out how to transfer Amazon Gift Card number. It was very easy. You buy it from any of the major stores (I got mine from 7 Eleven). You pay cash, scratch them and then send the card number to the SP.

Of course, you have to trust the lady. I would only do that in case of well-reputed ladies. :)
 

Crookedmember

Crooked Member
Sep 2, 2017
851
673
93
There are already tons of pre-pay and e-transfer scammers, and what we'll see soon is scammers impersonating these "well reviewed ladies."

Sending money to strangers is ridiculous. Some business transactions were meant to be cash on the barrelhead.
 

take8easy

Well-known member
Jul 27, 2014
4,528
721
113
There are already tons of pre-pay and e-transfer scammers, and what we'll see soon is scammers impersonating these "well reviewed ladies."

Sending money to strangers is ridiculous. Some business transactions were meant to be cash on the barrelhead.
Well, cash is king of course, but things are changing my friend. If I kept sticking to my old ways, I would have missed one of the hottest two hour duo. Once you've been in this hobby for a while and you do your due research here on PERB, chances of you being scammed are pretty low. People still get burned though, I guess nothing is foolproof. But I still would not send advance deposit to out of town girls. No matter how high profile they are.

But oh well, you can keep sticking to cash only plan. :)
 

Crookedmember

Crooked Member
Sep 2, 2017
851
673
93
Well, cash is king of course, but things are changing my friend. If I kept sticking to my old ways, I would have missed one of the hottest two hour duo. Once you've been in this hobby for a while and you do your due research here on PERB, chances of you being scammed are pretty low. People still get burned though, I guess nothing is foolproof. But I still would not send advance deposit to out of town girls. No matter how high profile they are.

But oh well, you can keep sticking to cash only plan. :)


Well, Amazon gift cards are one thing, but what are you going to do when they ask for an e-transfer from your bank account?

So I'll stick with the cash girls; they're aplenty. And if I somehow live to see the day cash no longer works, I'm so damn good at masturbation, I could probably teach a college level course.
 

take8easy

Well-known member
Jul 27, 2014
4,528
721
113
Well, Amazon gift cards are one thing, but what are you going to do when they ask for an e-transfer from your bank account?

So I'll stick with the cash girls; they're aplenty. And if I somehow live to see the day cash no longer works, I'm so damn good at masturbation, I could probably teach a college level course.
I don't want this thread about just you and me discussing back and forth. Just read my initial post. I said I didn't want to leave a paper trail. Which basically meant, I didn't want to do an etransfer. So I chose the alternative, which was Amazon gift cards and it worked puss.f*cktly..
 
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