Investing and Stock Tips Thread

[kelcaine]

Commodities !!!
especially Canadian

oil
nat gas
copper
silver
gold
nuclear industry...
uranium
rare earth

Can I ask what is the big difference with the Canadian or USA stock markets? From an investment view. My stocks are Canadian but I have been told the USA market can be more lucrative.

I have heard a few people mention investing in gold whether it’s stock or actual gold.

 

[puppy]

Can I ask what is the big difference with the Canadian or USA stock markets? From an investment view. My stocks are Canadian but I have been told the USA market can be more lucrative.

I have heard a few people mention investing in gold whether it’s stock or actual gold.

Canadian companies are generally undervalued so greater potential for upside or acquisition
With commodities you can invest in the actual finished product or as in the case of gold....the exploration, mining, refining....ETFs are a good way to go
In the short term there will be volatility but on the longer time frame you cant lose. We dont produce enough for actual demand and new supply sources take years to come online.

 

[ChromeGasCap]

I highly recommend that nobody take direct advise from a public forum of any type.
Anything general is OK, as it is meant to steer people into researching their own positions.

 

[kelcaine]

I highly recommend that nobody take direct advise from a public forum of any type.
Anything general is OK, as it is meant to steer people into researching their own positions.

I absolutely agree with this and think any advice or information should be understood to be just that. Of course doing one’s own research is super important. Critical thinking and research should be something we all do, when it comes to decisions we make, including financial ones.

I think this topic is interesting and we can discuss it and ask questions, offer our knowledge and advice but to be aware that not all advice is necessarily good advice.

 

[licks2nite]

Been watching T also. Gotta sink to new lows before I’m see the value play. Maybe a futures or derivative play. Watching Canfor too for same reason, softwood price rebound eventually.

Telus derivative: TSX ticker: TEHE

 

[Larry's Torch]

(snip)

I have heard a few people mention investing in gold whether it’s stock or actual gold.

Search results for: "Buying gold with Wealthsimple. "

" Wealthsimple allows users to buy physically backed gold directly through its mobile app, offering fractional ownership of real bullion starting from just $1 CAD. Unlike gold ETFs, this investment provides actual ownership of physical gold stored securely in Canadian facilities like the Royal Canadian Mint and Brinks, with no storage fees while held in the account.

The trading fee is 1% per transaction (added to the spot price), though a 0% fee promotion was available for a limited time in late 2025. Investors can trade 24/7 with instant execution, but orders are market orders only and cannot be cancelled once filled. While trading is available in all self-directed accounts (including TFSA, RRSP, and non-registered), the option to redeem physical coins is currently restricted to non-registered accounts.

Redemption allows users to exchange their digital holdings for 1/10 oz or 1 oz coins minted by the Royal Canadian Mint, delivered securely to their door. This redemption process incurs separate fees of 11% for 1/10 oz coins and 2.25% for 1 oz coins, covering minting, insurance, and shipping. Once coins are redeemed and delivered, the investment is no longer covered by CIPF protection, and the redemption is treated as a taxable disposition in non-registered accounts.

Key Features Summary

• Minimum Investment: $1 CAD with fractional trading.
• Trading Fee: 1% per buy/sell transaction (as of late 2025).
• Storage: $0 fee, held in insured Canadian vaults (Royal Canadian Mint/Brinks).
• Account Types: Trade in all self-directed accounts; redeem coins only from non-registered.
• Redemption Fees: 11% (1/10 oz) or 2.25% (1 oz) based on current market value.
• Delivery Time: Typically 7–10 business days after redemption request. "

Basically you pay a 1% fee when you buy or sell and can hold indefinitely in a TFSA with no storage fees. No need to redeem actual gold when you want to cash out. Just sell. Looks good for a long term buy and hold with security and low volatility.

 

[BJhunter]

With investing, one can certainly take the gambling route and cash-out big.
There are still many opportunities to play the MUCH safer game of investing into what you know about, while doing research, then invest and hold.
Dividend payouts are insignificant for the lite investor, but can be substantial if investing large amounts.
Its nice when you hold significant amounts of shares in stocks that pay out healthy dividends while the stock price continues climbing.

Just watch and grin!

You still have to watch for significant changes that affect the stock you are in, but not over react when something happens that affects all stocks (unless long term it can adversely affect your stock).

What you recommend for high-paying/high frequency dividends stocks that also has potential to appreciate, or is that a unicorn?

 

[ChromeGasCap]

What you recommend for high-paying/high frequency dividends stocks that also has potential to appreciate, or is that a unicorn?

That depends on what your perceptions are on high-paying/high frequency.
There are stocks out there that pay out dividends that are high and frequent, but this is relative to the rest of the market.
There are some good dividend stocks that do in fact appreciate in stock value.

In order to replace a pay cheque with a dividend stock, one must have 100s of thousands to millions invested in dividend payout stocks.
There are far too many that seem to think that the market is a path to becoming wealthy.
It is a path to wealth and not a path to being wealthy.

It is a long game. If somebody is playing the markets to become wealthy in a short period of time, they are IMO treating the markets like a gambling tool.

 

[Pumped]

What you recommend for high-paying/high frequency dividends stocks that also has potential to appreciate, or is that a unicorn?

12 years ago I got into investing ... RY (Royal Bank) was around $76 ... today is is double that. Pays a consistent and decent dividend. If you'd bought then, held it and collected dividends, they would have likely paid off a big chunk of the cost of obtaining the stock and you'd be appreciating the appreciation in value and the fact that you were still going to collect decent dividends for the foreseeable future.

If I was going to buy RY today I'd consider it expensive. But with inflation everywhere, is it really actually expensive?

Instead of buying RY, I bought their EFT: RBNK last year. It is a mix of the big six banks. Pays a decent dividend and appreciated by 50% since I bought it. ZEB is another example, or you can look at ZWB which uses Call Options to increase monthly dividends but which also reduces appreciation. Finding both is often a unicorn, but they are out there and take work/luck to find.

NB: just checked my numbers: bought RBNK on April 10, 2025 at $26.11. Today (April 13, 2026) it is $41.96 which is actually a 60% increase in value. So I've done well there. Lots of examples of where I didn't do well at all!!!

 

[Pumped]

Ironically the graph works the same if you turn it upside down!

Happy Investing!

 

[licks2nite]

Canadian utilities ETFs look to be putting in a bottom at a support level.

TSX ticker: UTES
Trailing 12-month yield 17%, levered and enhanced.

Bay Street, Toronto ON firm.

 

[Forum mod]

Thanks to a couple of morons who keep trying to turn this into a US politics thread and a couple of very dubious suggestions, we are going to close this up. This isn't the place for medical advice, it's not the place for financial advice either.