Client pays with NSF check.

nwtl

daffodil fairy
Aug 24, 2016
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Calling it rape is a bit of a stretch but definitely a slimy tactic.
Consent to sexual activity is a separate matter from having received payment for such activity, from what my legal brain can fathom. Failing to pay for the act would surely be considered outstanding debt, or fraud if done intentionally, but if an agreement was reached prior to the act, for payment in exchange for the act, not receiving the payment should not void the consent to the act itself, from my understanding.
 

rlock

Well-known member
May 20, 2015
2,281
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The thing I'm not understanding is how this guy thought he would get away with it, end of story.

She has a lot more power than she realizes.

She has the NSF cheque. She can contact the guy giving him one last chance to make good. Her fee + 25% for the inconvenience.

She can give it to a collections company but I'm not sure of their minimum debt to chase. They will hound him at home and his place of business til the debt is paid. Having a former neighbour who skipped out on his debts, I know how this works. I was called at work and home repeatedly because they were looking for leads. Leaves a permanent mark on his credit rating.

Unless he was staying at an AirBnb of course. Otherwise if it's real residence, he is vulnerable to lots of things.

I'm assuming this SP has broadcast his details to black lists far and wide.

I saw an SP advertise that she would take tax refund cheques as payment. But why would any customer bother to do that? The client can just cash it, and then use the cash.

The whole idea of paying by cheque is bizarre. Neither convenient nor anonymous. I can only imagine some thief stealing a cheque, which he can't cash at a bank, so he fobs it off on some unsuspecting SP.
After all, if a guy will rip off an SP, it's safe to say, he's probably ripped off other people too.

A person would have to be a real bottom-of-the-barrel doofus to pay by cheque (at all) and then rip the SP off.



It was not that she was advertising these prices she is just regular priced and very restrictive which she prob told him.. He offered her $1000 to come out ..it was a family members house. With hot tub.
It is then that he said it would be a check
She stayed for a while but did not get any thing special because she really did not trust a check. Andi think told him.

She time it to the bank for them to check if it was good.
And they put a hold in it . Late it turns out the guys fiancee canceled the check. And now the bank is asking her funny question. And screwed up her account She did not try to draw any money on until it cleared. Which not did not.
The insisted he would pay her but did not want his fiancee finding out . But she all ready knows was for escort services.
So she us screwing the girl. Now he wrote check and signed it
But bank have not given it back to her.
So not sure where she stands.

If the SP wanted, she could ask the bank to stamp VOID on the cheque (so it can;t be used), but then she keeps it as evidence. She can then go to the cops, or even the local newspaper.
Presumably the cheque has the guy's name and signature, and probably address.

With all that info, the guy would get his just desserts.
 

grusse

Well-known member
Feb 18, 2010
3,870
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about 10 yrs ago,I was having a R&T.The lady was trying to upsell me to FS,in a pleasant, non-aggressive, but seductive way.

I said, truthfully,that I only brought enough cash for R&T.She surprised me by saying she'd take a cheque to cover the difference.
Writing the cheque gave away my name but it was ok.I made the cheque to "cash" but was surprised to see she'd endorsed it with her real name.
This was when cancelled cheques came with your bank statements.Actually,it was probly closer to 15 yrs ago.
 

80watts

Well-known member
May 20, 2004
3,361
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Victoria
With a check to an escort for services, you have put down written proof that you have seen an escort. Paid an Escort. Right now under Bill C-36 that is illegal for a john to obtain services. You have just left a paper trail back to yourself.... F**ken Stupid......
 

g eazy

pretentious douche
Feb 15, 2018
872
706
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Calling it rape is a bit of a stretch but definitely a slimy tactic.
And when somebody intentionally fucks you over, it does feel like rape. Not the horrible violent kind. However, consent was based on a financial agreement. It is an intentional exploit based on their belief that we are marginalized or ashamed and won't do anything about it. It makes us feel violated.
I had the misfortune of seeing a lady shortly after she was "dine and dashed" on. Seeing someone in that kind of distress gives you an understanding of what they go through. Angel's description is as good as words can describe.
 

johnsmit

Active member
May 4, 2013
1,297
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Just a comment on paying for sexual services.
Yes he left prof he saw a SP
But not that he payed for sex . Unless he admited it there is not much they could prove .he payed for companionship and any thing else is between two consenting adults.. .
That's the story.
 

Fullhouse

Well-known member
Nov 6, 2007
1,196
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Vancouver - Richmond
.he payed for companionship and any thing else is between two consenting adults.. .
That's the story.
He did not pay for companionship or anything else,---- he gave her a NSF cheque.... That's the story..

You should read the OP post that explains it -- oh wait, you are the OP.
 

yvrvisitor

Banned
Feb 12, 2015
341
0
0
He did not pay for companionship or anything else,---- he gave her a NSF cheque.... That's the story..

You should read the OP post that explains it -- oh wait, you are the OP.
Even if it was for a payment for service, don't think it will have that memo on the check itself.
He simply wrote a bad check.

Don't think it is a crime in Canada to write a bad check. Maybe a ding on his credit file.

In any case, feel sorry for the lady.
 

zachster24

New member
Mar 26, 2014
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Absolutely. Based on principal. If your intention was to exploit me, then I will go out of my way to ensure that you know I won't stand for that.

I don't take checks, but the equivalent would be charging back a credit card or using a stolen card that the owner then charged back. In the middle of one right now. Only it is not a civil case. In this industry, if you don't pay the companion, it is considered rape and not just theft or fraud.

Realistically, if someone done the same thing with one of my other businesses, I likely wouldn't go past disputing the chargeback with the credit card company. It is very unlikely at this stage of my life that I would take someone to civil court for $1000. However, this industry is different. It is personal. And when somebody intentionally fucks you over, it does feel like rape. Not the horrible violent kind. However, consent was based on a financial agreement. It is an intentional exploit based on their belief that we are marginalized or ashamed and won't do anything about it. It makes us feel violated, and I don't believe in letting predators off the hook.
Although I'd recommend for your sake just say payment must be made upfront in no form other than cash, then you won't open up a can of worms like that. See link here -- https://www.quora.com/If-I-have-sex-with-a-prostitute-and-dont-pay-her-is-it-illegal
 

clu

Active member
Oct 3, 2010
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Consent to sexual activity is a separate matter from having received payment for such activity, from what my legal brain can fathom. Failing to pay for the act would surely be considered outstanding debt, or fraud if done intentionally, but if an agreement was reached prior to the act, for payment in exchange for the act, not receiving the payment should not void the consent to the act itself, from my understanding.
Consent can be conditional. Here's an easier example: a woman consents to sex with a guy she thinks is her boyfriend but turns out to be his identical twin. She consented to the act, but the twin was nonetheless found guilty of sexual assault:

https://www.theglobeandmail.com/amp...-twin-subject-of-assault-case/article1320974/
 

Riza

Filipina MILF
Jun 3, 2013
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Although I'd recommend for your sake just say payment must be made upfront in no form other than cash, then you won't open up a can of worms like that. See link here -- https://www.quora.com/If-I-have-sex-with-a-prostitute-and-dont-pay-her-is-it-illegal
First problem with that link is it refers to the United States. In Canada for us Prostitution is not illegal, only illegal for you to purchase. We will not be arrested for prostitution as the article says but you may be.

I agree with the lovely Lady Companion "Absolutely. Based on principal. If your intention was to exploit me, then I will go out of my way to ensure that you know I won't stand for that."

I also don't accept checks and am also fighting a few charge backs on credit cards. I pursue them to every extent possible.
 

johnsmit

Active member
May 4, 2013
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Just an update
The NSF thing never got resolved because she could not afford to follow through.
The guy fuck her over and got away with it . I dont thinknuts right .But others think differently.
 

JimDandy

Well-known member
May 17, 2004
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This thread does remind me of a time when I did, in a sense, pay by cheque a few times over a period of years. This tale is really going to make me sound old though ;-(

I remember going to the Penthouse on Seymour back when there would be several tables with working girls waiting for a customer to invite them over to their table. This was before the internet so the only options for these girls was either hang out in clubs like the Penthouse or work the street. It was also before the time of cash machines (ATMs). Some of you young pups may think that ATMs have been around since electric lighting, but that is far from the case. They did not become common until the late 80s in Vancouver. So I can remember meeting a girl at the Penthouse but not having enough cash to complete the transaction so to speak. I may have purposely come to the club without enough cash in the hope of preventing myself from spending money I would regret in the morning. But then the girl would let me know that Ross Filippone, the manager and one owners of the club, would gladly accept my cheque in exchange for cash, though he would tack on an additional amount for his trouble.

Ahh - those were the good old days. It was exciting to enter the club not knowing what the selection would be like and slowly sipping a beer while perusing the ladies available that night before making your choice. Much more exciting I must say than looking at pics on LeoList. And there was no worries of fake pics and or the types of scams so common today. What you saw was what you got :)

What is also interesting is that a a trip to the ladies place usually set you back about $100. You can get a similar service today for about $200 I would estimate. Since we are talking the mid to late 80's, that is very little inflation over 35 years. Especially when you consider a house went from $250K to $2.5 million in about the same time. So we should be paying $1000 instead of $200. Obviously not enough Chinese are coming to Vancouver to buy the services of our ladies, unlike our houses ;-(

JD
 

westwoody

Well-known member
Jun 10, 2004
7,680
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The Penthouse gave me cash advances on my credit card a couple of times.
The women at the Penthouse and Gary Taylor's were the hottest women of all time.

Re cheques, cancelling them after receiving sexual services is illegal. Consent is conditional, if conditions are changed after the fact, consent is no longer valid.
 

johnsmit

Active member
May 4, 2013
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That what I thought. And yet the bank allowed them to cancel the check , actually it was a company check and the but fieancy canceled it by giving some story that it was a fradulent check. Not sure how they figured she got the check and who signed it the hand writing should proved the guy wrote it Not sure how they explained that ,but the bank held it and was investigating my friend for fraud. Screwed up her bank account.
The thing is she went to the telker to depisit tge check and make sure it was good before she would take any money.
But then again she has not persuded it other then talking to the guy a few times.
 

sevenofnine

Active member
Nov 21, 2008
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there is an atm on every corner,
why would you trust some one who couldn't pull cash out of an atm,


you don't actually have to pay a debt collector, they will fucking hound you for the rest of your life, correct, but if you can live with that, you don't have to pay them
a guy I worked with was hounded relentlessly, but never paid them anything,

a buddy past away now owned his own business, he refused to do work for private individuals.
if they didn't want to pay you they fucking didn't have to.

a story about a big shot lawyer got some renovations in his house, lots of bucks, thumbed his nose at the guy, said he is not paying,
he is a lawyer knows the law, just a prick,
buddy did some checking around you can win all the judgements you want in court, and it gets passed on to a debt collector, for a fee, and same story,
if you can put up with the grief from a debt collector

buddy went back to the house, ripped off all the material he had bought for the house and had receipts for but was not paid for.
made a shit load of mess and damage in the process,

it is almost impossible to get money out of someone, if there a prick and don't give a shit,
 

treveller

Member
Sep 22, 2008
633
10
18
... In Canada for us Prostitution is not illegal, only illegal for you to purchase...
Riza, in practical terms you are right but technically earning money by providing sexual services has been a criminal offence in Canada since the Conservative bastards passed their new law, PCEPA. The lying Conservatives sold it as not criminalizing sex workers but what they did is criminalize sex workers then grant them immunity from prosecution. I don't know what the practical difference is but I am guessing that it gives police powers to investigate that they would not have if sex workers had been exepted from the law rather than made immune to prosecution. Being Conservative lying bastards doesn't mean not being smart about how you do it. Sex workers are given Immunity to the law, not the Exception that others are given.

It is much to the credit if Canadian police that they have largely had the good sense and decency to not enforce some very bad laws.

286.1 (1) Everyone who, in any place, obtains for consideration, or communicates with anyone for the purpose of obtaining for consideration, the sexual services of a person is guilty ...

286.2 (1) Everyone who receives a financial or other material benefit, knowing that it is obtained by or derived directly or indirectly from the commission of an offence under subsection 286.1(1), is guilty ...

Immunity — material benefit and advertising
286.5 (1) No person shall be prosecuted for (a) an offence under section 286.2 if the benefit is derived from the provision of their own sexual services...

Exception
286.2 (4) Subject to subsection (5), subsections (1) and (2) do not apply to a person who receives the benefit
(a) in the context of a legitimate living arrangement ... ;
(b) as a result of a legal or moral obligation ... ;
(c) in consideration for a service or good ... ; or
(d) in consideration for a service or good ... .
 

clu

Active member
Oct 3, 2010
1,268
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38
Vancouver
That what I thought. And yet the bank allowed them to cancel the check , actually it was a company check and the but fieancy canceled it by giving some story that it was a fradulent check. Not sure how they figured she got the check and who signed it the hand writing should proved the guy wrote it Not sure how they explained that ,but the bank held it and was investigating my friend for fraud. Screwed up her bank account.
The thing is she went to the telker to depisit tge check and make sure it was good before she would take any money.
But then again she has not persuded it other then talking to the guy a few times.
Seems like he's digging himself deeper. Falsely claiming fraud is, itself fraud. And damaging her credit rating is akin to libel. If she wanted to pursue it, damages are now potentially an option.
 

DiscreetOG

New member
May 7, 2009
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A number of years ago, an SP that I'd been seeing regularly told me that in about a 10 day period she had a guy she considered a regular ( didn't ask for payment up front ) dine and dash. Another customer paid her in counterfeit U.S. 100 dollar bills. A third customer paid her in some out dated Eastern European currency that the bank refused to exchange. A far as the third instance, she readily admitted that it was on her for accepting the out dated currency.
This thread raised the question, at least for me, how prevalent is SP's getting ripped off by clients?
 

Fiona

🌸Oceansides Juiciest💦 Voluptuous Milf ❤️
Jan 27, 2018
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What she said :). Principal ... but no I cannot imagine taking a cheque and not expect problems .
Absolutely. Based on principal. If your intention was to exploit me, then I will go out of my way to ensure that you know I won't stand for that.

I don't take checks, but the equivalent would be charging back a credit card or using a stolen card that the owner then charged back. In the middle of one right now. Only it is not a civil case. In this industry, if you don't pay the companion, it is considered rape and not just theft or fraud.

Realistically, if someone done the same thing with one of my other businesses, I likely wouldn't go past disputing the chargeback with the credit card company. It is very unlikely at this stage of my life that I would take someone to civil court for $1000. However, this industry is different. It is personal. And when somebody intentionally fucks you over, it does feel like rape. Not the horrible violent kind. However, consent was based on a financial agreement. It is an intentional exploit based on their belief that we are marginalized or ashamed and won't do anything about it. It makes us feel violated, and I don't believe in letting predators off the hook.
 
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