This has been a highly entertaining thread....
OP, if you have all this money you need to "dump" you should consider donating it to a charity. I have donated to charities and have done volunteer work world wide and there is no better feeling in the world then supporting a worthy cause or helping out somebody less fortunate.
As for the opposing views of Monique and Melina... I can see both sides of the coin. The sp could care less about me, they want my money, I want to get off.. thats it. I'm used, she used... a successful business transaction. There are other times where I've genuinely connected with SP's and have had a mutally satisfying expereince where we've become friends and even hung out outside the SP/Client dynamic....