www.kiva.org
The website is self-explanatory and is a gift that keeps on giving
i received a gift that was $25 worth at Kiva. So i researched kiva to ensure it was legit and then dropped my $25 loan on a single mom who needed some bucks to complete her garden so she could make a survival wage selling vegetables. about six months later the loan was paid back and i had my $25 dollars to lend to another single mom... etc.
i've been paid back 3x now and have to decide where to put my next loan.
it is awesome, but not a tax deduction and so far i've always got my money back.
btw, exotic non-pro: if you're non-pro, does that mean it's free?