how much do you think a good SP earn/yr?

[noneasgood]

I believe the title of the property stays in the orginal person's name until the tranfer of the mortage at the anniversary of a year. Not curtain of this ! But a Alberta property lawyer would be the best person to ask. They go fast so its a crap shoot at best to find one, but it's possible.

Most of these kinds of properties are in slum areas, but I've heard that some developers are now offering them, because they are building at a faster rate then the market can with stand.

In Calgary 4 years ago I almost bought in NorthWest but it was to far away for my liking. Then I looked at the townhouses by lindsey park, the mortage payment on them was upwards of 3000 a month (ick)... Funny thing how karma takes care of things because they had a huge fire 6 months later ....

Some of this is completely incorrect or at the very least change depending on circumstances.

I've bought several properties over the years and the first one I bought had an assumable mortgage on it. Of course title transferred to me, I would never have bought the house otherwise and the seller was not on the hook in the event I defaulted. I know these things for a fact.

 

[steverino]

So how much does the average hooker make?

 

[Sunset]

I believe that the average yearly is around 60 000 a year as I have discussion with many Sp from all over.

Yes, that 60k sounds very realistic for an average SP. This would include over two months off at her choice throughout the year and only working about four, yes only 4 hours a week with 2 extended sessions per 10/months.

Now, if she, at age 23 was to invest 10% of her earnings in financial instruments, based on compounding, she'd have a very nice retirement at age 40. Not to shabby for part time work, eh?

 

[FuZzYknUckLeS]

Anyhow....

I wonder how much Carman Fox, Ms. Luv, and other pimps, I mean, establishment operators, are pullin' in...

 

[S.G. Gibson]

Now, if she, at age 23 was to invest 10% of her earnings in financial instruments, based on compounding, she'd have a very nice retirement at age 40. Not to shabby for part time work, eh?

Even with the "miracle" of compounding I don't think an sp could save enough to retire remotely comfortable in that time horizon at that rate.

 

[ace85]

17 years at $10,000 per year.

If she simply paid her self taxes, she would be fine. after 17 years.

 

[Sunset]

Even with the "miracle" of compounding I don't think an sp could save enough to retire remotely comfortable in that time horizon at that rate.

At age 23, investing $666.00 monthly until age 40 (compounded 17 years) = $397,971.19; and, this does NOT take into account inflation. If she was to invest 10% of the investment outlay into a carefully selected new high growth stock, she could have a portfolio valued at over $1 million at age 40.

 

[Sunset]

Hello,
Well as I work for an agency... 160.00 for a hour...
the agency gets $70.00 fee....
the driver gets $10.00 round trip to the incall...
Leaves me with 80.00 per call...
I do four calls a week YES A WEEK!!!!!... Equals= 320.00 a week X 52 weeks a year= 16,640.00
Now minus 3,00.00 to 3,500.00 for clothes, make up, toys, condoms...
left with 13,140.00 So that is far from 200K...

Let's say an agency has seven girls, each girls see 2 clients a day, at an average of $70 per session. At 357k per year minus about 60k for telephone staff = $297k per year. Okay minus out another 30k for advertisement and in-call = $267K. Even if you minus out taxes, they'd still be in the black well over $225k due to the business write offs.

What are they doing to deserve half of your take when you're taking all of the risk? With the adult friendly laws in Canada, why do girls work for an agency?

 

[lenny]

I do not think I could **** 3 different guy s everyday.

I could fuck at least 7 different ladies a day.

7 hours total nonstop.

Or till they were worn out.

And i'd do it for free.

Might have a heart attack in the process, but what a way to go.

 

[S.G. Gibson]

Ace85 and Sunset personally I can't see how someone would be able to retire on $400k at age 40. Considering you would have to reinvest 2-3% of the earnings to protect the principal as well as live off them you would not be living well. Say you could take 4% of $400k a year that's $16k a year before factoring in inflation. That's about $11,500 a year in today's dollars assuming inflation is 2% a year.

More importantly your assumptions are unrealistic since there will be inflation and 10% is not realistic to bank your retirement on. A generous real rate of return would be 6% giving just over $200k in 17 years. This also assumes income is declared so savings can be put in an RRSP so the earnings can compound tax free.

I can't imagine there would be very many women who would want or even could do this job for 17 years either.

 

[lenny]

Yes, that 60k sounds very realistic for an average SP. This would include over two months off at her choice throughout the year and only working about four, yes only 4 hours a week with 2 extended sessions per 10/months.

Now, if she, at age 23 was to invest 10% of her earnings in financial instruments, based on compounding, she'd have a very nice retirement at age 40. Not to shabby for part time work, eh?

What kind of "very nice retirement" & "financial instruments"
are we talking about here? Surely not 100% GIC's.

 

[lenny]

At age 23, investing $666.00 monthly until age 40 (compounded 17 years) = $397,971.19; and, this does NOT take into account inflation. If she was to invest 10% of the investment outlay into a carefully selected new high growth stock, she could have a portfolio valued at over $1 million at age 40.

What is a "carefully selected new high growth stock"? Can you tell me
what kind of interest is expected from this?

 

[lenny]

Hello,
Well as I work for an agency... 160.00 for a hour...
the agency gets $70.00 fee....
the driver gets $10.00 round trip to the incall...
Leaves me with 80.00 per call...
I do four calls a week YES A WEEK!!!!!... Equals= 320.00 a week X 52 weeks a year= 16,640.00
Now minus 3,00.00 to 3,500.00 for clothes, make up, toys, condoms...
left with 13,140.00 So that is far from 200K...

Yes, but he was asking about good full time SP's. And he used an example
of someone making 300/hr with 15 hrs/wk.

 

[Sunset]

Ace85 and Sunset personally I can't see how someone would be able to retire on $400k at age 40. Considering you would have to reinvest 2-3% of the earnings to protect the principal as well as live off them you would not be living well. Say you could take 4% of $400k a year that's $16k a year before factoring in inflation. That's about $11,500 a year in today's dollars assuming inflation is 2% a year.

More importantly your assumptions are unrealistic since there will be inflation and 10% is not realistic to bank your retirement on. A generous real rate of return would be 6% giving just over $200k in 17 years. This also assumes income is declared so savings can be put in an RRSP so the earnings can compound tax free.

I can't imagine there would be very many women who would want or even could do this job for 17 years either.

Your investment strategy seems very conservative and I don't think suitable for a young investor. Damn, I don't even think at age 70 I'd want to invest so conservatively.

Okay, let me lay this on ya...

Compounding is a financial practice that makes time work in favor of a young 23 year old SP. Check it out, her investment earnings are added to her principal, forming a larger base on which earnings may accumulate. As her investment base gets larger, it has the potential to grow faster.

The younger you are when you start investing, the more you will benefit from compounding. And, if she studies and invests in the right emerging shock she could very realistically obtain a portfolio in excess of $1 Million at age 40 based on the average SP annual earning with an initial 8k investment at age 23.

 

[FuZzYknUckLeS]

All these numbers are givin me a fuckin' headache!!!

 

[Lurker 123]

After all these long discussions,I am still wondering how many sps really make it to have a comfortable life as dreams? Their money come easily.So easy come and easy go. A few years down the road ,some of them might still be able to maintain a decent life style whereas other might back to poverty again!Whatever they earn now,there is a no guarantee what the outcome is going to be!

 

[Ariel]

I think the moral of this story..(well thread)..is that it really depends on certain factors: How often an sp works, whether she works for an agency or is independent, whether she saves or spends and whether she has a good investment manager.
Agencies and the like don't make as much as you might think. Much less than a full time independant escort.

 

[wolverine]

All I know is that SPs vary when it comes to financial management and career choices.

Some of them are careful and wise, as they save up to buy a house or to fund their education. Many are single moms with mouths to feed, summer camps to pay for and RESPs to contribute to. Others splurge on cars, jewelry, clothes, drugs and implants.

Most SPs I know are not in it for the long haul at all - they're gone once their true career aspirations are realized. A few are only doing it part-time to supplement their income from a real day job. Others...well, they'll stay in it for a long time because either the money is too good, or they've been at it since teenagers and it's the only skill they have.

Oh yes, and don't forget that a good number of SPs have SOs to rely on.

 

[S.G. Gibson]

Your investment strategy seems very conservative and I don't think suitable for a young investor. Damn, I don't even think at age 70 I'd want to invest so conservatively.

Okay, let me lay this on ya...

Compounding is a financial practice that makes time work in favor of a young 23 year old SP. Check it out, her investment earnings are added to her principal, forming a larger base on which earnings may accumulate. As her investment base gets larger, it has the potential to grow faster.

The younger you are when you start investing, the more you will benefit from compounding. And, if she studies and invests in the right emerging shock she could very realistically obtain a portfolio in excess of $1 Million at age 40 based on the average SP annual earning with an initial 8k investment at age 23.

I understand how compounding works. Obviously better than you. If she invested $8k in year one and increased that investment by 2% each year because her income went up with inflation so that in year 17 she could contribute $11,000 she would have to earn a rate of return of over 19% each year to end up with $1 million. That is not realistic. My investment strategy is not overly conservative. Check out what some of the large pension plans in Canada are assuming for their long-term rates of return. Sure the fuck not 19%.

Again, very very few women could actually do this job for that long anyways.

 

[sdw]

I think you have to look at the paid hours per week for an SP the same way you look at an instructor's paid hours per week. Teaching a course in underwater welding requires setup time in addition to the classroom hours. The 4 hours per week of classroom time require 12 hours per week of setup/strip down/repair time. Total is 16 paid hours per week.

Quite frankly, I don't pay money for sex that I can get free. I pay for attractive, intelligent, healthy women in very good physical condition.

That's why I have no interest in the SW, MP or risky SPs. I also think that it's just these people who burn out, pass STDs and can't cope financially or emotionally. Many of these people can't hold a "real job" because of their inability to cope with life.

The SPs that I frequent could get a job in the real world. They are doing this job because they want to graduate from university without a student loan, want to be a full time mom, want to have a paid for home at 35 or don't like the men that hit on them enough to give it up for an A&W moma burger.

I think the 60K figure is the one nearest to correct for the gross income amount of the average SP that I frequent. Certainly there are MPs, SW and Escorts who see multiple customers per day. However, these people don't get to keep the proceeds for long. It goes to the MP, Pimp, drugs or Agency. The SP who has their Agency take half off the top is earning less and working harder than the Indy SP. That translates directly into the quality of the experiance.