Do you remember AltaVista search engine in the late 90's ? There was no such thing as Google at that time
How are you affording this?
- Thread starter Waynebob
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Oh yeah, I was on computers from the late 80s and went into computer animation as a result, so was on the front lines for the early internet years on SGI/ UNIX. Shit was bonkers for a while there. Y2K lol !
Trynna bring it back around to the original topic - strong work ethics and wise financial planning has taken a back seat to the ābecome an influencerā and/or cryptocurrency get rich quick schemes.
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I wonder if the young studs pulling girls out of the bar every other night or getting tinder hookups might not consider this hobby āstupid shitā - I know if I was I might have that sentiment.
But I feel you, figure out your priorities and spend wiselyā¦
Iām sure most providers are grateful for our business but wonder if deep down they low key think we are are foolsā¦ š¤·āāļø
After taking Finance ( Business admin ) courses way back, I started investing 25+ years ago. Stocks, real estate ( had a town home rental ) etfs etc....learned to buy, hold, profit take and sell when needed. Fast forward now in my late 50's. No debt, and I've accumulated a decent amount for myself. There's no concern in my bubble at this satge of the game.
Now, I've had plenty of lady relationships along the way including " live in " ones too, but, I wasn't fortunate to be married and have kids during my journey. So, since that wasn't in the cards for me. Investing was my hobby and avenue up until now.
With that said, I never take money over people, but, this is where I now stand in my life. It would be nice to share things with someone but, like they say--- it is what it is. It's been quite a while since I've participated in this activity now. I need to be " re-trained " here in the sex dept, per say
PS - I have zero bad habits too, btw. Well grounded.
Now, I've had plenty of lady relationships along the way including " live in " ones too, but, I wasn't fortunate to be married and have kids during my journey. So, since that wasn't in the cards for me. Investing was my hobby and avenue up until now.
With that said, I never take money over people, but, this is where I now stand in my life. It would be nice to share things with someone but, like they say--- it is what it is. It's been quite a while since I've participated in this activity now. I need to be " re-trained " here in the sex dept, per say
PS - I have zero bad habits too, btw.
Well grounded.
Iām on the prairies my friend. Flat, cold and snowy. But I prefer my excitement to happen indoors
But it was and is in BC high schools. I can vouch for the time from late 80's onwards, and my nephews for the current year. It was mandatory to take a personal finance class that explained what RRSP's, savings accounts, tax forms, credit cards, interest rates, mortgages, wills, legal liability, etc,. There was even a class after it for people who wanted to start their own business. Beyond the legal and financial stuff, there were courses in home economics that taught household budgeting, price comparisons, nutritional management. Even how to sew a button. If people paid attention in class, or skipped them altogether is another question.
Side note, I think it's been about a decade since I wrote a cheque. Not even sure where my cheque book is...
I've always thought of skiing as a bougie sport. It's quickly becoming elitist.
perhaps we could create a "sound financial tips" forum / thread for the young folks on here who desire some advice.
i suppose it could be disastrous so would need some serious forewarnings and liability precautions around risk/reward vs expendable income.
i bet i will be notified shortly why its a terrible idea, by the MODS or others... just thinking out loud and wanting to give back to the young gents in this hobby much earlier than i ever considered taking it up.
i suppose it could be disastrous so would need some serious forewarnings and liability precautions around risk/reward vs expendable income.
i bet i will be notified shortly why its a terrible idea, by the MODS or others... just thinking out loud and wanting to give back to the young gents in this hobby much earlier than i ever considered taking it up.
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I wouldn't advise this tbh. There's plenty of information online ( Google and you-tube) . Watch financial market channels, research online for your needs or simply go see a financial advisor at your bank, or brokerage firm. If one is serious.... the answers are available everywhere. I took courses and then went through a few financial advisors until I found one that I related with. I still do plenty on my own.
YouTube has been recommending this channel called "financial audit" with this high pitched voiced host, where he rips into the financially irresponsible youth (under 30). As cringy as it is, it's eye opening how people spend their money, and good lessons if anyone actually pays attention.
I actually cut down on human food and only eat 2 meals a day + protein shake after gym in the eve. šŖš¼
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I think opening a bank account or retirement account and using their retirement planning services would be safest.
How does one freeze their credit in Canada? In the US I had to do it on Experion + TransUnion + Equifax, but being newish here Iāve not had the chance to do it, and actually have no idea how Canada does credit scoring etc. I guess I can do my own research but thought someone might save me the timeā¦.if so inclined ā¦.
yeah I figured ā¦ I donāt trust a doggone thing I see on the internet so that wouldnāt be for me, but how could someone trust a bloke on here who they donāt know at all either. Just make sure the link you click doesnāt say āsponseredā which means you have to go about half way down the page.
I think opening a bank account or retirement account and using their retirement planning services would be safest.
How does one freeze their credit in Canada? In the US I had to do it on Experion + TransUnion + Equifax, but being newish here Iāve not had the chance to do it, and actually have no idea how Canada does credit scoring etc. I guess I can do my own research but thought someone might save me the timeā¦.if so inclined ā¦.
My dad was a uni professor in Scotland but lived in a shitty two room apartment with wife and kids. Shitty food, bathroom down the hall, one bath a week, nobody had a car. Postwar Britain was fucking horrible. I never wanted to go back to that.
Not reflection on you, but when I saw that my mind brought up a quote: "Clean living is less fun, and you wind up feeling stupid when you still die."PS - I have zero bad habits too, btw.
So out of touch with reality.
whatever makes you feel better about yourself bud.
Not directed at me -- all good but I 100% disagree with that philosophy. Eating healthy, being sober and not relying on pain medications with side effects is no way to live either. Sure we're all get old but if I, or anyone else can sway from that avenue once they passed the point on no return. I'm pretty sure they all would.
Growing up, I had my share of witnessing my close ones who didn't have a care in the world in living healthy and man, some paid for it in many ways.
The ole saying is.... you can get away with it until it happens to you. I'd rather take the safe route.
Growing up, I had my share of witnessing my close ones who didn't have a care in the world in living healthy and man, some paid for it in many ways.
The ole saying is.... you can get away with it until it happens to you. I'd rather take the safe route.
As an addition to all this, those of us in the legacy age range more than likely were raised by depression era parents where debt was the root of all evil and having a mortgage was this side of being in the devil's pocket. The one thing that sure stuck with me, was thou shalt not spend money on stupid shit ... ever.
Now decades later I guess I can spend the interest on what I didn't spend coming up through all various life cycles along the way.
As long as I take the divorces out of the equation.
Now decades later I guess I can spend the interest on what I didn't spend coming up through all various life cycles along the way.
As long as I take the divorces out of the equation.
I had a British mum + Yank step dad and we were growing up in the US in the mid 70s - mid 80s and they still made us share the bath water until we were old enough to realize how fucking gross that was.
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