How A Free Debt Consolidation Analysis Works

[Marshall82]

The term "debt consolidation" is being used and abused by many banks and mortgage brokers in order to sell you a high interest 2nd mortgage or to refinance your home. Remember, going further into debt does not get you out of debt. A loan is probably not the best solution to your debt problem.

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Payments are usually reduced by as much as 50%.

 

[kalel]

debt consolidation to take normal interest loans and turn it into one slightly higher interest loan is retarded.

the concept of debt consolidation is to take stuff like credit cards at 20+ % and have one monthly payment at an interest rate of slightly higher than normal. keep in mind that most people who are that high into credit card debt won't qualify for a kickass interest rate because they are already "borrowed out". it makes sense to pay less interest cuz the credit card companies rape you harder than a gay mike tyson in prison.