etransfers ?!

[CanineCowboy]

They are either incompetent, or they lied to you. Once the etransfer is claimed, the banks on both sender and receiver side have the banking information (bank, account number, legal name of the account holder).
Anonymity was never promised as a part of e-transfer service. Exactly for the reasons of fighting money laundering, banks have to keep those records.

Moreover, to my knowledge, there is no legal reason why a bank cannot tell you who was the counterpart of your own transaction. The clerks may not know how, or they won't spend the time, but they have it. They can find the information if it's subpoenaed, for sure.



It's possible your setup is safe, but I'd warn others that bitcoin and other digital currencies transactions are not as anonymous as they may appear, either. Lots of extra steps are needed for that. Blockchain technology is like a ledger, after all, and can link a money transfer to an identifiable transaction like buying coins on an exchange. Many people got letters from IRS and other tax agencies that demand explanations on those transactions.

Unless you work for a financial institution and actually know otherwise, I actually don't think they did either. Three different employees of the financial institution all gave me a consistent answer. They explained an Interac etransfer isn't a transaction between two financial institutions, the transaction is from one institution, to Interac, to the second institution. The reason for not sharing information is security, your account information isn't exposed to the internet and isn't shared between the sender and receiver or the institutions involved.

For bitcoin, my understanding is you are wrong. Yes the blockchain is a public ledger of transactions between bitcoin addresses, but the identities of the bitcoin addresses start anonymous. As long as you only use a bitcoin address once, and move your balance through mixers, which combine transactions, to newly created addresses, it becomes impossible to trace. That is how funds that have been extorted through ransom demands for data recovery or stolen from exchanges get 'lost' on the blockchain, and the identity of the extortionists and thieves remain unknown. Otherwise when the Japanese exchange Coincheck had $400 million stolen from their exchange wouldn't they have just arrested the perpetrators?

 

[beavereric]

Looks to me that we are over complicating the situation for payments to the ladies.
I subscribe to KISS (keep it simple, stupid) and use a burner phone and cash. Who in his right mind wants to book a lady he has never seen before for 4 or more hours.

 

[Fiddy]

Unless you work for a financial institution and actually know otherwise, I actually don't think they did either. Three different employees of the financial institution all gave me a consistent answer. They explained an Interac etransfer isn't a transaction between two financial institutions, the transaction is from one institution, to Interac, to the second institution. The reason for not sharing information is security, your account information isn't exposed to the internet and isn't shared between the sender and receiver or the institutions involved.

For bitcoin, my understanding is you are wrong. Yes the blockchain is a public ledger of transactions between bitcoin addresses, but the identities of the bitcoin addresses start anonymous. As long as you only use a bitcoin address once, and move your balance through mixers, which combine transactions, to newly created addresses, it becomes impossible to trace. That is how funds that have been extorted through ransom demands for data recovery or stolen from exchanges get 'lost' on the blockchain, and the identity of the extortionists and thieves remain unknown. Otherwise when the Japanese exchange Coincheck had $400 million stolen from their exchange wouldn't they have just arrested the perpetrators?

The easier way to buy Bitcoin is through Bitcoin ATM’s. Many of Bitcoin ATM’s turn cash into Bitcions.

 

[ludovico123]

Looks to me that we are over complicating the situation for payments to the ladies.
I subscribe to KISS (keep it simple, stupid) and use a burner phone and cash. Who in his right mind wants to book a lady he has never seen before for 4 or more hours.

Yeah, I may miss out on seeing some ladies that require deposits.
I will never send etransfer to anyone.
Then again, I would never book a long appointment with someone I have never seen either.
I wouldn't even book a duo unless had seen one of the ladies first.
It hasn't been a problem yet.

 

[felixthecat]

They explained an Interac etransfer isn't a transaction between two financial institutions, the transaction is from one institution, to Interac, to the second institution. The reason for not sharing information is security, your account information isn't exposed to the internet and isn't shared between the sender and receiver or the institutions involved.

Yes and no. Yes, there is a third party (Acxsys corporation, Interac is their trademark) who acts as an intermediary for transfer notifications.
The actual payments are direct between the banks, Acxsys don't touch a single dollar. Account information is not exposed to the internet, that's true, but behind the scenes the banks and Acxsys exchange the information to settle the transactions and to comply with regulations.

In the banks' defense, they have a legal obligation to not tell a potential money launderer what could trigger suspisions.

This is an anonymous internet forum. You can choose not to trust me when I say I'm sure all eTransfers are traceable. I suggest reading Interac site and checking how many times you are promised anonymity (zero). Read the privacy policy on their site, it explains in a tricky legal language that some personal information is shared, which can mean anything. The exact details are not totally secret, but very technical and available by registering on https://developer.interac.ca

As long as you only use a bitcoin address once, and move your balance through mixers, which combine transactions, to newly created addresses, it becomes impossible to trace.

That's totally in line with what I said. If you know what you are doing, and you go through extra steps, you can be reasonably private.
Apparently, many people don't understand, or fail to go the extra mile, and get traced.

Looks to me that we are over complicating the situation for payments to the ladies.
I subscribe to KISS (keep it simple, stupid) and use a burner phone and cash. Who in his right mind wants to book a lady he has never seen before for 4 or more hours.

I agree with that.

 

[CanineCowboy]

Not that it really matters, but Acxsys doesn't exist anymore, it amalgamated with Interac Association to become Interac Corp.

 

[felixthecat]

Not that it really matters, but Acxsys doesn't exist anymore, it amalgamated with Interac Association to become Interac Corp.

Looks like it did, in February 2018. Makes sense, people were calling them Interac anyway.

 

[Fiddy]

In the BSDM/Fetish world, booking deposits are very common these days so they’re easy to collect. Most legit clients in that realm take the time to do their homework. When you’re consenting to high risk activities like bondage, breath play, etc there has to be a level of trust to begin with. And don’t worry, I won’t be threatening to call your wife, or your mother to laugh with her about all the twisted shit you’re into!! I don’t even accept “consensual” blackmail requests.

I do let the deposit requirement slide sometimes with straight edging sessions, unless it’s a multi-hr. But I got fucked around by a lowlife disgrace to all clients the other day at a time I could have otherwise been on the trail running! So I’m once again asking for them from new guys unless the inquiry is an A+ and I can’t find anything to raise my eyebrows over.

I agree and respect what the ladies need to protect themselves from bad clients and scammers. The legal name screening is no big deal. The ladies in BC are more professional and they understand the importance of protecting their clients privacy.

There’s already been several Canadian ladies who’ve been banned from crossing the US border after US customs flagged them as an escort. Madison Winter was one most recent one’s to be banned from the US.

I need to cross the border to do my job. Failing a background check or security clearance process would almost certainly jeopardize my ability to cross the border. I’m hoping more ladies in Canada would be open Bitcoin for deposits as an option to help poor contractors out who have to deal with the complications of working in the US.

 

[Claire Monet]

Yessss.... let me run off into the night with some guy's $200 deposit! That'll surely get me through the rest of my life!

Deposits are necessary in some scenarios and many respectful clients understand that. If you don't then all the power to you with your missions on "taking one for the team" and then bitching about it later.

 

[jgg]

I’ve used etransfer successfully a few times. However, I used an etransfer for a new but well reviewed lady on another board, for a $50 deposit. Fair enough. Followed through with the session and paid the balance cash at the door. She moved on 2 days later. About a week later, I get a text from her saying the transfer never came through. I replied saying I would pay her cash on her return trip and let me know what day the transfer was returned. I did not hear from her again. I checked my account and it showed a successful transfer to her account for the day I first sent it to her.

Having said all this, with a bit of research I was able to discover a bit of a nasty background in her past.

 

[Fiddy]

Yessss.... let me run off into the night with some guy's $200 deposit! That'll surely get me through the rest of my life!

Deposits are necessary in some scenarios and many respectful clients understand that. If you don't then all the power to you with your missions on "taking one for the team" and then bitching about it later.

Deposits are fine. They show you’re a real client.

 

[Damaged]

I wouldn't recommend using e-transfer unless you are willing to share personal information with your SP and you are willing to have a paper trail that you hired a hooker. Best to remain anonymous in this business.

I see a lot of people chiming in that a SP would never jeopardize her reputation for a few dollars. That's not the issue in my opinion. I've seen more than a few Service Providers take the scorched earth approach on their exit out of this business by reveling their entire database of information. I wouldn't trust my personal info in a SP's database. Who knows what can happen to that info but it seems a lot of men are thinking with the wrong head and are fine with that.