Chat lines are a decent way to find girls some times, but it is ALOT of miss and very few hits. Theres plenty of girls looking to make extra cash on them, but most aren't very attractive, so arrange to meet up in public some where so you can check her out first (also safer) and ditch if you have to.
Grapevine tends to be the most popular, just use the free trial, wouldn't bother to pay for it.
Considering the cost tends to be around 100 for FS, you can afford to miss once in a while.
Make sure in your own voice add you use the words "generous male looking to get together"