Canada Emergency Response Benefit

[haigum141]

Being liable has nothing to do with whether or not someone carries insurance or not. Being liable has to do with not meeting one's duty of care. My employees can be minding there own business doing there work, a helicopter crashes through the roof and kills two of my employees - whether I have insurance or not and whether those employees are on the books or under the table, my company as the employer is not liable for their deaths. Now, can my employees family sue my company seeking damages? Sure they can. They'll probably lose and hopefully they have a good enough lawyer to sue the pilot/helicopter company. In reality they'll just sue anyone and everyone - basically they'll throw everything at the wall and see what sticks. In any event, we generally have a duty of care to others, certainly employers have a duty of care to their employees. Just because an employee dies on the job/at the workplace, does not automatically mean an employer has breached that duty of care and therefore has liability for said death.

LOL this guy has to be trolling. Please have some practical experience before spouting off your misinformation. Clearly you have zero idea how something as clear cut and straightforward as WorksafeBC coverage works and you definitely don’t have any employees. There’s something called no-fault protection.

“WorkSafeBC insurance protects employers from being sued by workers for injuries which occur during the course of their employment. This means that workers give up the right to sue employers in the event of a workplace injury in exchange for covering the cost of health care and rehabilitation services as well as wage loss benefits.”

https://www.worksafebc.com/en/insurance/need-coverage/benefits-of-coverage

This guy is a great example of when someone tries to sound like they know something but really has no clue how things actually work & tries to fake having real experience lmao

You should eat a slice of humble pie and learn from guys who actually run and operate real businesses

 

[appleomac]

LOL this guy has to be trolling. Please have some practical experience before spouting off your misinformation. Clearly you have zero idea how something as clear cut and straightforward as WorksafeBC coverage works and you definitely don’t have any employees. There’s something called no-fault protection.

“WorkSafeBC insurance protects employers from being sued by workers for injuries which occur during the course of their employment. This means that workers give up the right to sue employers in the event of a workplace injury in exchange for covering the cost of health care and rehabilitation services as well as wage loss benefits.”

https://www.worksafebc.com/en/insurance/need-coverage/benefits-of-coverage

This guy is a great example of when someone tries to sound like they know something but really has no clue how things actually work & tries to fake having real experience lmao

You should eat a slice of humble pie and learn from guys who actually run and operate real businesses

No fault injury insurance is not the same thing is a death benefit. Did you read your own link you posted? What the heck, just for fun let's cut and paste from your link...

"No-fault protection

Your insurance protects you from lawsuits by workers who are injured on the job.

WorkSafeBC insurance protects employers from being sued by workers for injuries which occur during the course of their employment. This means that workers give up the right to sue employers in the event of a workplace injury in exchange for covering the cost of health care and rehabilitation services as well as wage loss benefits."

Seriously mate, WorkSafeBC does not provide automatic death benefits if a worker dies. The deceased's family can apply and they may receive financial support or benefit - but it is far from automatic and it certainly has nothing to do with no fault injury insurance.

https://www.worksafebc.com/en/claims/benefits-services/death-benefits

 

[haigum141]

No fault injury insurance is not the same thing is a death benefit. Did you read your own link you posted? WorkSafeBC does not provide automatic death benefits if a worker dies. The deceased family can apply and they may receive financial support or benefit - but it is far from automatic and it certainly has nothing to do with no fault injury insurance.

https://www.worksafebc.com/en/claims/benefits-services/death-benefits

We’re not talking about death benefit. We’re talking about liability and the employer being sued. Did you read your own post? Here, I’ll bold your own post for you

“ Originally Posted by appleomac View Post
Being liable has nothing to do with whether or not someone carries insurance or not.

Wrong.


Being liable has to do with not meeting one's duty of care. My employees can be minding there own business doing there work, a helicopter crashes through the roof and kills two of my employees - whether I have insurance or not and whether those employees are on the books or under the table, my company as the employer is not liable for their deaths.

Now, can my employees family sue my company seeking damages? Sure they can.

Wrong.“

Where did death benefit come into play at any point in your post above LOL

 

[appleomac]

We’re not talking about death benefit. We’re talking about liability and the employer being sued. Did you read your own post? Her, I’ll bold your own post for you

“ Originally Posted by appleomac View Post
Being liable has nothing to do with whether or not someone carries insurance or not. Being liable has to do with not meeting one's duty of care. My employees can be minding there own business doing there work, a helicopter crashes through the roof and kills two of my employees - whether I have insurance or not and whether those employees are on the books or under the table, my company as the employer is not liable for their deaths. Now, can my employees family sue my company seeking damages? Sure they can.“

Where did death benefit come into play at any point in your post above LOL

It comes into play because the discussion revolved around someone that fell and died at work. So the liability I was speaking to was a death of an employee. I'm sorry if you could not follow the conversation or it was not obvious to you. In any event, enough with the personal insults. Seriously mate, grow up.

 

[haigum141]

It comes into play because the discussion revolved around someone that fell and died at work. So the liability I was speaking to was a death of an employee. I'm sorry if you could not follow the conversation or it was not obvious to you. In any event, enough with the personal insults. Seriously mate, grow up.

Yeah so the worker fell and died. He has no fault protection coverage and you decided to come in with a helicopter incident which makes no sense, furthermore you still don’t understand that by being covered, the employer is not allowed to be sued.

Those aren’t insults. They are truths. You clearly do not understand how the coverage works & you have no real experience with it. From that standpoint, one could argue you are simply trolling. I am even more convinced you are trolling when you introduced your little hypothetical random helicopter crashing into an office space.

 

[appleomac]

Yeah so the worker fell and died. He has no fault protection coverage and you decided to come in with a helicopter incident which makes no sense, furthermore you still don’t understand that by being covered, the employee is not allowed to sue the employer.

The coverage is for injury, not death. Injury insurance and death insurance are two VERY different things. WorkSafe very specifically (based on the link that you provided) provides no fault INJURY coverage. Meaning employee cannot sue employer for INJURY. I truly want to believe you know the difference between injury and death - but if you truly don't know the difference, there's really nothing more to say.

And the helicopter example was an attempt to show that death at work does not automatically mean the employer has liability. Because the post I was replying to implied that insurance determines liability - which it does not. Duty of care (and the failure to provide it) will create liability for an employer if an employee dies at work.

Seriously mate, you are misunderstanding and misreading my posts - clearly because of some personal animosity you have towards me. I've never insulted you, so just stop it, please.

 

[haigum141]

The coverage is for injury, not death. Injury insurance and death insurance are two VERY different things. WorkSafe very specifically (based on the link that you provided) provides no fault INJURY coverage. Meaning employee cannot sue employer for INJURY. I truly want to believe you know the difference between injury and death - but if you truly don't know the difference, there's really nothing more to say.

And the helicopter example was an attempt to show that death at work does not automatically mean the employer has liability. Because the post I was replying to implied that insurance determines liability - which it does not. Duty of care (and the failure to provide it) will create liability for an employer if an employee dies at work.

Seriously mate, you are misunderstanding and misreading my posts - clearly because of some personal animosity you have towards me. I've never insulted you, so just stop it, please.

You are correct, I did speak harshly looking back at my comments. To be clear, I don’t have any animosity towards you or anything personal. Out of respect, I will cease to comment any further.

 

[jgg]

...Seriously mate, you are misunderstanding and misreading my posts - clearly because of some personal animosity you have towards me. I've never insulted you, so just stop it, please.

You are correct, I did speak harshly looking back at my comments. To be clear, I don’t have any animosity towards you or anything personal. Out of respect, I will cease to comment any further.

That ended well.

 

[JimDandy]

There is a lot of double dipping going on, ie: construction workers etc. working mostly for cash. Bugs me

Half of DTES on welfare is doing the same.

JD