I like that coco includes msog after 45 for most of the gals, I quickly look at the girls you mentioned and haven't seen any. I have used AF and coco in the past and think coco is a better overall experience. She wasn't on your list but Lilly @ coco is the best dfk I've had plus she's into it (loves her job). No experience with Tempgf. Just do whatever makes u happy if money isn't the issue. The handlers are very polite and will answer questions if you have them, just don't ask too many lol