Think of the worst case scenario.
Then decide if you can live with it. If you cannot, then find another place to play.
No one says don't do it, just do it with your eyes open.
Don't forget those retro looking 80's curtains they have in those motel rooms. Great for a starter apartment when you get on your own, oh yes and like the other's said, the towels, face clothes, and the shower curtain always a must. See your on your way....LOL.
Buddy - if you're young enough to be living at home, you're young enough to be finding a girl your age who's just as eager as you to have just the two of you together in an empty house. Why waste it on a street walker. Think about what you might "get" from a street walker as well, instead of what she just might take. No i'm not throwing all the street walkers into the same class, but if you're posting on here looking for a SW you're probably not savvy enough to know what you should be avoiding.
If you're old enough that you shouldn't be living at home........go rent a room.