The 1st TV of my own was a 12 year old Sanyo 19" my father purchased in Chilliwack when we moved back from the UK and gave to me when I moved to Alberta 12 years ago....5 years ago I upgraded to a 27" Sony flatscreen tube and sold the venerable Sanyo to a gal who worked for a client....she was happy with the Sanyo as well as the price she got it for...2 years later I upgraded to a 46" wide screen plasma flatpanel....and I sold the near new Sony to another gal who worked for a client.....and she was uber happy with the TV and the price...long story short....I have had a 20+ year old TV that went through 3 owners and a 5 year old TV go through 2 owners and not one of them had a problem.....upsold warranties are total BS...if I can inherit a 12 year old TV and enjoy it for a long period of time and then sell it to another person and that person gets a long use out of it then it just goes to show what the life of the product is actually like....extended warranties are an upselling POS that are best avoided.as mentioned earlier, these extended warranties are highly commissionable for the clerk, probably in the 30-50% range....so that's the motivation for selling you something that you don't need.....for all you old timers, do you remember when stereos and Tv's all had 5 year warranties?...and lasted for 20+ years?
Just my .02
SR