A few questions about the Nadia 'situation' that make you go 'hmmmm'....

[Cosmo]

Nadia;

I sincerely hope you are able to deal with your current difficulties and that the generosity of the Perb Community helps you in your time of need.

Perb has had it's numerous tales of woe that turned out to be scams and because of that there will always be skeptics on the board.

Nadia is getting a lot of support but there are also a lot of doubters who are leary of any such tales. A couple of things stand out and I'm sure if you address them, it would quell some questions.

So... if you will permit... allow ole Cosmo to lob a few at you and, if you so desire, you can address them.

Such as,

I've spent the past year working hard to build a strong reputation.

If I'm working a normal month, I make in the neighbourhood o 10k a month.

You have returned to the business after going to school and have been doing well, making over $100,000 this past year (and none of it paid in taxes, at least not yet). Good for you. This speaks well to the service you provide.

My financial situation is in trouble because I spent all my savings on education, a condo, and helping a friend get a new roof to stop his house from flooding. I then became ill for 5 weeks and was unable to work. I did not foresee that coming. I SHOULD have kept at least 3 months living money seperate from the rest of my savings. That was stupid of me. That is why I'm already a month behind on rent and bills.

Okay. So you have tapped out your reserves and have left yourself short, counting on the steady flow of 10K per month.

Foolish, but not out of the realm of possibility.

You have managed to pay your education bills, help a friend with his leaky roof and buy a condo, taking on a mortgage in the process.

Very admirable.

But now, due to some addmited poor financial planning, you have missed a month of bills and.... ummm... rent?

What rent? You own your own condo now. Why are you still paying rent?

Maybe we are referring to your incall location.

But... and here is where things get a little odd... you talk about seeing your clients in a house. How the house was searched by the perpetrators. You then went out the back of the house and called police.

Is the incall a house???

This seems odd.

Maybe we read too much into it... or maybe your work location is the condo and you just call it a 'house'... perhaps we focus too much on one word (like naughtygyrl recently said to me).

Nothwithstanding... this is no big deal. It is just an incall. You can get another.

I also need to move ASAP as this place is not safe and holds horrible memories for me now.

Hmmm... Okay... so it wasn't your incall where all this happened, is was your residence and now you have to move.

Glad we got that straightened out.

But don't you mean you have to sell... you have to sell the condo you just bought?

Hmmm.

Again, maybe we focus too much on a word or two.

My financial situation is in trouble because I spent all my savings on education, a condo, and helping a friend get a new roof to stop his house from flooding. I then became ill for 5 weeks and was unable to work.

Okay... so here is the start of your financial difficulties.

In November, things were going great. I put a downpayment on a condo, paid for my 2 years of (very expensive) schooling in full, and paid for the re-roofing of my best friends house. Then I got very sick for 5 weeks. The flu, pneumonia, bronchitis, strep throat, you name it I got it. I had overextended myself financially (lesson #1!) and was in bad shape. My rent ended up unpaid, as did my lease and insurance etc.... During the first week of January, as I was recovering...

Okay... so now we can see the timeline. You bought a condo near the start of November, towards the end of November you got sick... and five weeks later, during the first week of January, you were recovering.

This means all of November's bills were covered. That leaves just December and (approaching fast) the end of January for outstanding bills (and... ummm... rent).

I SHOULD have kept at least 3 months living money seperate from the rest of my savings. That was stupid of me. That is why I'm already a month behind on rent and bills.

Again with that rent comment. What rent? You buy a condo and it's called a mortgage payment. Anyone who BUYS real estate NEVER calls it rent.

But I digress.

Where were we... oh yes... one month late on payments with another month fast approaching.

I tried seeing a client this morning as my car payment comes out Monday and will be repossessed if I miss this payment.

Huh? Repossessed because you missed one payment at the end of December....

Ummm... I don't think so. Why, after one missed payment, would this be a concern?

My phone is basically disconnected ATM. For some reason some calls still come through, most get the disconnection message. I can call out though, so email me your number.

Seems to me there have been more than one month of financial issues here.

Hmmm.

First off, the 3 perpetrators have been arrested, taken in for questioning and being held without bail. WOOHOO!

The VPD holds daily press briefings and they talk about all arrests from the night before... particularly when citizens are held in jail without bail.

Being held without bail is one of those automatic disclosure items.

Also... as an incident that involves attacks on the sex trade... this gets discussed because the VPD is very PR motivated towards demonstrating how they are addressing sex trade worker assaults.

Funny it hasn't appeared in the press briefings.

===========================

Like I said... just a couple of things that make the Perberts go hmmmm and creates the catalyst for the source of their doubt.

You seem to be in serious financial difficulties, but there seems to be more problems than one month of missed obligations with a second fast approaching.

These are longer term problems, which causes even more doubt to your tale and makes people wonder if they are getting the full (or real) story.

They all add up as fuel to the doubters fire.

As I said, I sincerely hope you are able to deal with your current difficulties Nadia and that the generosity of the Perb Community helps you in your time of need.

But have patience with the doubters. In this case, I believe they have some legitimate concerns.

 

[didi]

Cosmo,

She put a downpayment on a condo does not mean that she lives in a condo. The condo may still be underconstruction. Her having to pay rents is quite plausible.

 

[Cosmo]

Cosmo,

She put a downpayment on a condo does not mean that she lives in a condo. The condo may still be underconstruction. Her having to pay rents is quite plausible.

She wiped out her financial reserves putting out a down payment on a condo?

 

[jordan_]

She wiped out her financial reserves putting out a down payment on a condo?

I am not going to say I believe her, or don't.
I cant prove it either way so I won't bother and if it happened I really, really feel for her.
Its awful and was hard to even read.

but I understand your concerns.
She mentions getting evicted as well.

 

[Cosmo]

She mentions getting evicted as well.

Kinda harsh for missing one month's worth of bills, isn't it?

 

[jordan_]

Kinda harsh for missing one month's worth of bills, isn't it?

well eviction happens, obviously. as soon as you're like, a week late, they give you anohter 2 to either pay or get out.
but she shouldnt get evicted if she bought a condo... then its..hers

 

[urlacher]

So if she owns her own condo she must be paying taxes. Cause you can't just 'whip out' 10+thousand dollars in cash for a down payment on property without alot of warning bells going off at your bank or mortgage broker. Revenue Canada will want to know where that cash came from. So if she's making 10k a month, or 120k a year, what is she going to have to pay the tax man this year? She would probably have to make a large lump sum tax payment, cause in her business, she wouldn't be deducted on a monthly basis. Apparently she has more problems than just car payments, phone bills or 'rent'. Kinda makes you go hmmmm.

I agree with Cosmo's comments regarding the phone being cut off, and the car being repossessed. Seriously, who would believe that? You would have to miss at least 2 payments before your creditors would start coming after you. And I haven't used the word rent since I bought a house in '97. No owner would, strictly from a pride standpoint.

If this really happened to Nadia, than it is the worst possible scenario for an SP, and I wouldn't wish it on anyone, it truly sounds like a nightmare.
And we all know that this type of thing happens in this business, so it is believable.

But I would not donate a dime 'till I see a police file, or some other valid source to support this rape claim. After all there's not a whole lot of integrity on this board to begin with. Why this doesn't make the news is beyond me. I mean this story has prostitution, rape, kidnapping, robbery, attempted murder, terrorizing, etc. This story isn't just newsworthy, it's a movie of the week.

 

[Krustee]

I mean this story has prostitution, rape, kidnapping, robbery, attempted murder, terrorizing, etc. This story isn't just newsworthy, it's a movie of the week.

Hmmm?

 

[stryker]

Nadia;

I sincerely hope you are able to deal with your current difficulties and that the generosity of the Perb Community helps you in your time of need.

Cosmo ya ol fucker,,points for you as you covered everything

 

[Jodie]

Cosmo,

No doubt you are looking out for the board membership as a result of a certain well-known scam artist, but I honestly don't see any details about Nadia's story that don't add up.

The way I understood it, she was doing well in November and managed to pay off her schooling (loans perhaps?) as well as help a friend out and put a down payment on a condo. She doesn't give details about the schooling or the condo, but if she attended two years of schooling at a private industry-oriented institution (not a mainstream college or university), her tuition could have been upwards of $35K per year, plus related expenses. I assumed the condo down payment referred to a pre-construction purchase, so there's no reason why she wouldn't be paying rent in the meantime. Some have alluded to the fact that she should sell the condo (or assign the contract, as the case may be), but we don't really know how much she put down - it could have been as little as $10,000 for a lowrise complex in Surrey. There's not likely to have been much appreciation since November, so she's probably not actually going to gain much by offloading the condo.

It is very plausible that if she had depleted her savings in November, she missed various payments (including rent and car) during December and early January while she was sick. It is completely conceivable that her car financing permits the car to be repossessed after one or two missed payments.

I believe the only thing Nadia is guilty of here is being over-confident with her capacity to earn money, and thereby not planning for a worst case scenario. She admits this mistake has cost her dearly. An escort's capacity to earn money can disappear very suddenly, and we have no benefits to fall back on. That's why escorts should have at minimum six to eight months' living expenses saved up and easily accessible.

To your concern about the lack of police reporting, there are hundreds of violent crimes that go unreported in the media. The VPD does not report all arrests in their daily media briefings. They may have elected not to report this one out of concern for Nadia's privacy, or for other reasons we might not be privy to.

Your concerns were definitely legitimate, but I also think that her story does add up if you carefully read everything she has written.

 

[Irresistible Isabelle]

Cosmo,

No doubt you are looking out for the board membership as a result of a certain well-known scam artist, but I honestly don't see any details about Nadia's story that don't add up.

The way I understood it, she was doing well in November and managed to pay off her schooling (loans perhaps?) as well as help a friend out and put a down payment on a condo. She doesn't give details about the schooling or the condo, but if she attended two years of schooling at a private industry-oriented institution (not a mainstream college or university), her tuition could have been upwards of $35K per year, plus related expenses. I assumed the condo down payment referred to a pre-construction purchase, so there's no reason why she wouldn't be paying rent in the meantime. Some have alluded to the fact that she should sell the condo (or assign the contract, as the case may be), but we don't really know how much she put down - it could have been as little as $10,000 for a lowrise complex in Surrey. There's not likely to have been much appreciation since November, so she's probably not actually going to gain much by offloading the condo.

It is very plausible that if she had depleted her savings in November, she missed various payments (including rent and car) during December and early January while she was sick. It is completely conceivable that her car financing permits the car to be repossessed after one or two missed payments.

I believe the only thing Nadia is guilty of here is being over-confident with her capacity to earn money, and thereby not planning for a worst case scenario. She admits this mistake has cost her dearly. An escort's capacity to earn money can disappear very suddenly, and we have no benefits to fall back on. That's why escorts should have at minimum six to eight months' living expenses saved up and easily accessible.

To your concern about the lack of police reporting, there are hundreds of violent crimes that go unreported in the media. The VPD does not report all arrests in their daily media briefings. They may have elected not to report this one out of concern for Nadia's privacy, or for other reasons we might not be privy to.

Your concerns were definitely legitimate, but I also think that her story does add up if you carefully read everything she has written.

Jodie,

Thank you so much for writing this calm, level headed and accurate response. I simply can't at this point, being shocked and horrified by how truly awful it was for her, only to be utterly disgusted by the attitudes and behaviour on these boards.

I would like to say this. I have seen the truly horrific damage done to Nadia. I know what medication she has been prescribed. I have seen the officer's card with the police file number and information. She would have to request a police report, they are not handed out. There will be NO MEDIA coverage for perfectly valid reasons, no of which are anyone's business. No one has a right to her file number, financial status or any of the details of the crime - it is entirely up to Nadia as to what SHE chooses to divulge.

Thank you.

 

[mustangjoe]

10k a month is fuck all these days. That's only $333 per day. After a few lattes a day, fancy bottled water, going for lunch, dinner, purse shopping shoe shopping, and other bullshit it's pretty easy for a woman to piss away 10k a month without even knowing it.

 

[Thais]

Perb has had it's numerous tales of woe that turned out to be scams and because of that there will always be skeptics on the board.

There were too many people who stepped up immediately with the best intentions. If the truth were anything other than stated, Isabelle and others would have discovered it in matter of days and announced it to the whole community. All that was necessary was to wait until people start personally meeting with Nadia and making arrangements.

Unless, of course, you continue with this conspiracy theory and suggest that Isabelle decided to risk her reputation and future as an SP and together with Nadia devised an extremely poor scam that would shatter under any examination...

 

[Naughty Nadia]

Ok since you posted your question in such a mature and polite way, I'm happy to answer them.

1) I don't make 10k every month. That's an average, if everything goes smoothly. Which it rarely does unfortunately. You get the flu - there goes a week. My daughter gets the flu and has to stay home from school - theres a week. The city workers are on strike for the first 2 months of the school year hence no daycare, hence only having 2-3 hours to work a day for 2 weeks out of the month. Your moving - there goes a week. Hell, my Mother died last year, there went a whole month. You have a cold sore, yeast infection, bladder infection, your period - you can't work. See what I'm saying? SP's incomes can fluctuate wildly.

2) I bought an unbuilt condo. Should be finished late fall. Hence I still rent and work in the same apartment. Yes, apartment. I call it "my place", "my house" It's just wording. I would say from your questions that you concentrate on words too much, yes

3) My phone is not disconnected because of financial concerns. It's disconnected from living in a building from the 70's with fucked up wiring. I unplugged it one night, next day it stopped working. Some people dial in fine, others get a disconnection message, I can always dial out. I don't bloody know whats wrong with it! Before I unplugged it the buzzer never worked, now it does! I guess it's haunted.

4) January's rent, car, and insurance were not paid due to being so sick in December.. They could have evicted me after the first week, luckily I have a great live in manager who has put off the management company till I got better. February's rent is due this Friday. That will be 2 months missed rent.
Car payment and insurance are due today, same thing, 2 months. My lease has a 2 month payment policy. Plus other assorted bills but they usually give you 3 months. Oh yeah, and that thing they call food they tell you you need.
I haven't seen too much of it lately, not sure what the heck they are talkin bout

5) I do pay taxes. I put away 40% of my income every month, my accountant tallies up my earnings, estimates what I owe and I give it to her with all my receipts at the end of the month. That way it's out of my hands and I don't have to make a big lump sum payment.

I believe I answered all your questions, Sir?

 

[Cosmo]

As I said, I sincerely hope you are able to deal with your current difficulties Nadia and that the generosity of the Perb Community helps you in your time of need.

But have patience with the doubters. In this case, I believe they have some legitimate concerns.

Thanks for taking the time to respond Nadia. My comments above are sincere.

By posting the story on a public board like this, the story becomes public fodder despite what some ladies have chosen to say. By responding to the questions, you put yourself above the fray in a dignified manner.

Others have come before you and have played members here quite well... Jodie knows some of what I speak.

And no need to address me as "Sir". That's for my Dad.

 

[chilli]

Thanks for taking the time to respond Nadia. My comments above are sincere.

Cosmo let's just see how good of a writer you would be after being raped up the ass and pistol whipped for a few hours.

I'm actually quite shocked she had enough courage and the wits about her to write what she did.

Cosmo all I can say I hope what happened to her never happens to you.

As for your post, thanks for letting everyone know what a "sincere" moron you are.

You're the kind of perb Ahole I can't stand... you take the time to read every single sentence, word and paragraph written and then you pick and choose the parts you respond to without considering the entire message or the context of what is being written.

Maybe you should get someones dick rammed up your ass, might give you a different perspective on things...

 

[totravel]

Thank you, chili. Couldn't have said it better myself.

Cosmo (and stryker) are excellent examples of long-time board members who deserve NONE of the respect they get here.

 

[Young Stud]

 

[Creole Lady Marmalade]

The Media

I've been on the receiving end of skepticism when posting of a personal tragic occurence. The reason for much doubt in the authenticity of my claim was due to lack of media coverage. My reason was pretty simple for my posting and I also offered concrete proof (photos, documentation, etc.). So I know where you're coming from, Nadia.

People-There is a reason this hasn't gone to the media. It's a rape!!!
Rapes are hard to prosecute as well as report on in the media's perspective. Comparing Pickton with a rape of an SP is quite a stretch because the SPs were killed. There is no KILL KIT!!!

As far as I know:
-a robbery and rape does not go to the public just because of a minor being involved is pure bunk unless one of the perps is a minor. The media could still report without the names as they do everyday to protect the people involved. It's anonymous and ambiguous reporting and compeletly safe.
-Nadia posted a name with a description for SPs to contact her for further information. Hardly something false, if it didn't happen. Also, with her advertising with her face in plain view, I would recognize her instantly if seeing her on the street. Not small potatoes if wanting to get away with a scam in receiving donations.

I would figure that because this was a crime where the perps were sort of at large, that it would be reported to the media as it betters the chance of nabbing the buggers but I'm not going to argue about police and how they investigate

The whole "minor involved, can't report..." doesn't really play out as we have seen media reports of home invasions on seniors. Now most seniors have grandchildren and all the reporting didn't put their underaged grandchildren, even adult children into harms way whether or not the seniors have been killed. Though Nadia did mention that it could potentially impede in custody of her child but it begs the question why would posting about it be different. I know from experience that most of the harm done onto indoor posting SPs from clients have been from information on a forum such as this and/or advertising with their full face in plain view.

The media wouldn't necessarily have the obligation to report a crime against an SP namely the robbery, because this one falls on the back of rape. Again too difficult to dispute and investigate. It's usually one person's word against the other.

 

[InTheBum]

10k a month is fuck all these days. That's only $333 per day. After a few lattes a day, fancy bottled water, going for lunch, dinner, purse shopping shoe shopping, and other bullshit it's pretty easy for a woman to piss away 10k a month without even knowing it.

Who the hell goes shopping everyday and buys a whole pile of tacky clothing and eats out every meal in expensive restaurants?

FYI - 120k a yr is considered a very high income. Avg earnings per yr in Canada is around 35k.