Your Opinion: when a SP requested to borrow money?

[smackyo]

Professional Escorts may pull in very good money compared to the typical pooner but they also have much higher overhead. Most of them have a home, then have an incall. Working in the Vancouver area, you're talking 3K a month for 2 places, perhaps more, depending on the area. Not every woman feels comfortable having clients visit where she lives. SP's also have other costs that range from transportation, security, beauty products & clothing. That hot red dress she wears for you might have cost $250 bucks. Fill up a closet with cloths and you're talking $$$$. There is also all forms of advertising, cell phone bills and other related costs.

And yes, there is the retail therapy factor. The money is "easy" (in the sense of availability. Before you run off and criticize SP's as being "bad" with their money, take a look at my province and City. During the oil boom money grew on trees in Alberta. "Unemployment" didn't exist & because of that, people spent like druken sailors. Easy money is intoxicating to ALL people, not just SP's.

I've heard this argument before and I call bullshit on it all the time. It's called life, everyone has overhead and expenses and everyone has to pay to live and work. I had to buy a $200 hammer cause I got carpal tunnel in both hands, I have to buy waterproof steel toe work boots that only last a few months at best and they go about $250 to $300, my rain gear which was $100 for the coat and $100 for the pants, measuring tapes at about $25 a pop that you go through about 1 to every 3 weeks in the winter cause of the water and sand mix, not to mention my tool belt, new work pants and shirts every once in a while, boot socks that don't seem to last too long before you wear holes in the heel or toes, safety glasses, ear plugs, other safety gear and tools.

All this and I haven't even got to my transportation yet and accountant costs cause yes I do pay taxes and I live in a nice place downtown cause after an 11 hour day of hard labour and building and traffic or transit, I like to come home to somewhere nice. I'm also tight rope walking 2x6 plates over 20 foot spans two and three stories high risking inury every day.

I've heard the argument you just gave a million times and I dismiss it. I've got expenses, we've all got expenses and I make nowhere near what top rate or even bottom rate sp with high turnover makes. Nor do I have the extra time like a lot of these Women do to pursue higher goals and education and vacations cause I'm working all the time to make the ends meet.

My original point, if I can manage my money which is nowhere close to what some of these ladies make and I have all those expenses then she should be able to manage her's and not have to ever ask a pooner for loan.

 

[Ride My Mustache]

Years ago I had three friends, all of them considered good friends, that I loaned money too. They are the only people in my life that I ever loaned more money to than I felt comfortable just giving away. As a direct result, none of them are my friends anymore, and I never got any of the money back. So don't worry about losing what you seem to think is a developing friendship with your SP by saying "NO" to her on this issue. If you say no, and she doesn't want to be your friend anymore, at least you still have the money. If you loan her the money, there is an almost certain chance that you will still loose her as a friend, and you will also have lost your money.

Besides, from the way you describe the situation, it seems she is only acting like you are more than just another client to her so that she can sap you for whatever she can get. Like CuteAngie said, she is classless for doing this! Why couldn't she have just offered you (and other clients as well) discounted sessions so that she can book more sessions and actually earn the money she needs?

 

[hunsperger]

I've had a very well known SP in these parts ask me for a loan...

I lent her a five figure sum of money, non-interest bearing...

of which a good portion is still outstanding...

being a gentleman, I will not name her out of respect for her privacy...

I can say she was larger than a breadbox though...

 

[mistressfreyja]

Just say no.

We all go through rough times.

It`s silly to even consider lending or gifting money to someone that you already have a monetary exchange with.

It changes the boundaries, and that really isn`t a desired effect.

Just say no. Or, no thanks.

 

[Horse99]

yeah, you aren't a bank....that's where normal people get money...if they won't loan you money, that sez it all

 

[HappyHunter07]

There was a storyline similar to this on Rescue Me... it did not end well.

 

[pjrd]

been there, done that. It didn't end well. The relationship was over a few years but ended because she couldn't pay me back, felt ashamed and stopped seeing me. Give her money if you want but you won't get it back so 99% of the time it's not a loan. Smartened me up. After all the good advise you've read on this thread if you still want to loan her money, you're not too bright.

 

[LittleAsianGuy]

Tell her the cheque is in the mail and then start running

 

[FunSugarDaddy]

I've had a very well known SP in these parts ask me for a loan...

I lent her a five figure sum of money, non-interest bearing...

of which a good portion is still outstanding...

being a gentleman, I will not name her out of respect for her privacy...

I can say she was larger than a breadbox though...

I've been bit a couple times doing this, it's usually with this one girl I've been seeing on and off for a few years now. Anyway, I'll come to conclusion that if I'm going to help someone out I'm just going to give them the money. It saves me a lot of heart ache and disappointment.

 

[LittleAsianGuy]

In thailand the working girls are always asking to borrow money. They start off with pretending they lost or have their cellphone stolen. Then it grows from there. Some of the older girls in thailand would say they havent had a customer in nearly 2 weeks and need help with rent.

 

[uncleg]

I'd rather give a "loan" to somebody I know needs it then donate to some of the charities out there. It's cost me a couple of grand over the years, but it's not money I feel bad about, and I know the people it went to put it to good use. I'm still in touch with at least some of the ladies it went to, others I lost touch with by choice, my choice.

 

[LittleAsianGuy]

Had a sp ask me 2 yrs ago for a 100.00 loan. Told her i needed collateral like her dvd player,her expensive cellphone or laptop. She flipped out cursing me etc lol.

 

[Brenda]

As a sp I have lent money to others and got it back without any problems but I think I pick and chose my friends well. I have also had money lent to me. I have always done well for myself financially but sometimes life happens, like the time my SO left and took everything and I had to start over. I was devastated as I had been the one working and supported us. Thank god one of my regular clients asked me one day if I could use a loan and I was like really? You would do that for me? He said of course and that he new I would pay it back whenever I could. Not only did I pay him back 4 months later I make him a big thank you dinner. It was just awesome to have that kind of trust. Not every one is out to take people.

 

[Very Veronica]

You're now a 'mark' not a 'john' and definately not much of a banker. Good luck.

 

[myselftheother]

You're now a 'mark' not a 'john' and definately not much of a banker. Good luck.

Exactly my thoughts on this. All about that thing that Barnum Bailey said.

 

[morganjp]

This is me who created this topic. Thanks to all ladies and gentlemen who contributed their opinion and advice.

I have lent money to my friends (male and female), including two SPs who we have known each for many years. Believe it or not, all borrowers (except one) paid me back, though some did it many years after I forgot totally. The default one was in serious financial problem and told me that she might not be able to pay me back when she asked for a loan. Basically, she asked me for help and I did.

I felt uneasy about this CL lady because we only met 4 times and I don't think that we know each other well and that we are "friends". I also don't believe that she will have means to pay me back. Having read your contributions, I feel good now because some SPs even ask for a loan in the first meet. So, my CL lady is not too bad.

I decided not to lend her money. Anyway, she still did not tell me how much she needed. However, since she trusts me (this is something personal and I do not want to elaborate), I gave her several hundreds of dollars. I hope that she will make good use of it.

Thanks to everyone.

 

[MissJasmine]

A person whose financial situation is constantly in a state of emergency will never change regardless of how much you lend them. Money management is a lifestyle choice people make. Personally I've never had problems with money with other SPs, but have ruined a couple friendships by lending money out of pity. The 5 figure loan was repaid but took a LOT longer than promised and the 4 figure one was never repaid. Both had very respectable jobs.

Although I wouldn't do it all over again, I don't feel bad about it because I know how the money was spent, and that sometimes a little adversity is what it takes to learn a person's true colours.

 

[morganjp]

Such a diversity of opinions on this topic...from those that say no way to the bleeding hearts...

Just remeber that people that are desperate will exhaust ALL options before they crash. It's the same premise that makes women stand on a corner willing and able to get in a man's car and suck his sweating stinking dick. So when an SP asks you for money, figure one of 2 things. She's either playing you or in "real" need of help. You make that decision yourself.

This is a fair comment and I did not know which of the 2 things applied to this case. I had known her better and longer, I would have made a total different decision.

Reply to Miss J's #48: If it takes a several hundreds of dollar to find out the true colour of a person, I'm willing to take it. A short-term loss may be much cheaper than a future loss. Is it Murphy's law? If the CL lady were a bad lady, I would lose more money in future than now.

 

[maroonedsailor]

Stupid - just flat stupid.......

 

[Bad Santa]

This is a fair comment and I did not know which of the 2 things applied to this case. I had known her better and longer, I would have made a total different decision.

Reply to Miss J's #48: If it takes a several hundreds of dollar to find out the true colour of a person, I'm willing to take it. A short-term loss may be much cheaper than a future loss. Is it Murphy's law? If the CL lady were a bad lady, I would lose more money in future than now.

Morgan, you sound like a "good soul" who's easily taken advantage of. Give money to the girl if it makes you feel better about yourself, but consider it a gift rather than a loan to avoid being disappointed later.