jim said:
If she truly loved her children she'd have life insurance to care for them in the case of an early demise. Why is it that as a result of someone's lack of caring does it fall upon society to pick up the slack?
Jim, if you don't mind, I would like to try and answer this question for you. We pick up the slack because we want to avoid the suffering of innocents. Yes, it is a parents responsibility to make arrangements for their childrens care and protection for a future in which the parent may not exist. But when this does not happen, do we really want to punish the children for the negligent non-action of the parent? I don't think we do. Taking care of windows and orphans is one of the signs of a civilized society. Although I have my doubts on occasion, I would like to think that we live are still civilized.
Secondly, when you fill out a life insurance policy, there is always a line upon which you inform the company what you do for a living. I do not have any direct knowledge of this, but if Miss Jones wrote down, "Adult Film Star" I am not sure any insurance company would cover that policy. Like I say, I am not sure about that, be it seems reasonable to think that most insurance companies would have some trepidation about covering someone in what they might consider a high risk industry.
Besides, did you think about life insurance when you were 29? And if she had liver problems when and if she went looking for insurance, there isn't an insurance company in the world that would cover someone with this sort of pre-existing condition.
That, Jim, is my 2 cents.