Credit Card Security

[RDangerfield]

I paid for a purchase at Walmart today with my Mastercard. When I was given the transaction slip to sign I noticed that it contained:

- my full credit card number
- expiry date
- my full name

I inked out the credit card number prior to signing the slip which rattled the cashier. She asked me why I did that and that she didn't think I was allowed to. I explained that I didn't feel comfortable with the idea of a slip of paper floating around their backroom with all my information on it and as far as I was concerned, it was in no way necessary for them to have all this information in print.

The cashier said I am going to have to get my manager to have a look at this and I said please do, I would like to have a little chat with them. The manager arrived and didn't have a problem with what I had done but didn't seem at all concerned with "their system".

I explained that I was very troubled with their apparent disregard for the security of customer information. The manager gave me an 800 number for their head office and suggested I call there.

Is it just me, or is anyone else concerned about this? I have made it a habit to do this whenever the situation arises. That slip goes to their cash room where who knows how many staff members have access to it. We don't know how trustworthy they are.

I would urge everyone to take merchants to task when they experience this. If we all make enough noise then maybe the people have some control over this(the merchants, the Banks, Moneris, etc.) will finally wake up to the reality that consumers do NOT want the security of their information compromised and actually do something about this.

 

[tom2morrow]

Bugs me, too

These days, receipts in most places just show the last 4-5 digits of the card number. That's all that's needed to verify the transaction, and businesses that print out more need to get with the times.

Of course, I don't shop at Walmart.

On the news I heard Walmart is opening stores in China in the next few years. I guess they'll sell clothes made with slave labor in North America. LOL

 

[Oldfart]

Goes to show ya. Stay the hell away from Wallmart.

 

[tom25]

Shit ... I'm going to have to start looking more carefully at those slips.

Tom

 

[Creole Lady Marmalade]

Boycott Wal-mart

Different story but it still has to do with credit card security.
I've worked in retail for a long time, and was always taught make sure the credit card you are about to process actually belongs to person who passed the card on to you. I've also been a victim of credit card fraud and was liable for a sizable debt that has since been paid off, but it got to me take extra precautions with credit card safety and in place of my signature on the signature line, it says to "See Indentification" forcing the cashier to verify the name on the card.

well

I was down in Bellingham doing a little shopping at Target, whipped out the credit card and the cashier just swiped it through a portable electronic signature pad similar to ones UPS uses, she didn't even look at the card, the name, the signature.

So basically go steal a credit card, shop at Target, and come back home with your goods having someone else pay for it

 

[My Name is Mud]

CC Security

With todays technology no retailer should have a credit card slip that has the entire card number and exp. date. Shame on Walmart and another reason to boycott that retched company.

As for Creole Lady M, I am surprised that you were liable for a fraudulent credit card purchase. I recently had the same thing and my card provider ate the whole thing.

 

[mustangjoe]

It is pretty safe unless you were to loose your reciept and it got into the wrong hands. Visa/MC has a system in place so that they can track where credit card numbers are leaking from. It's pretty simple. If 100 stolen credit card numbers are used, say online somewhere all MC/ Visa has to do is see what same store those 100 cards were used at during the past little while.

Actually, a long time ago before the days of the internet when I was about 15 years old I would pick up recipets off the ground whenever I found them. I'd go home and use them to call those 1-800 phone sex lines. haha... Worked good, everytime. I got my jollies that way.. probably racked up a couple g's worth of calls before it got too boring to continue...

Yes, I was a punk...

 

[shak]

It is pretty safe unless you were to loose your reciept and it got into the wrong hands. Visa/MC has a system in place so that they can track where credit card numbers are leaking from. It's pretty simple. If 100 stolen credit card numbers are used, say online somewhere all MC/ Visa has to do is see what same store those 100 cards were used at during the past little while.

Actually, a long time ago before the days of the internet when I was about 15 years old I would pick up recipets off the ground whenever I found them. I'd go home and use them to call those 1-800 phone sex lines. haha... Worked good, everytime. I got my jollies that way.. probably racked up a couple g's worth of calls before it got too boring to continue...

Yes, I was a punk...

huh, couldn't they trace your home phone number?

 

[RDangerfield]

Go figure!

What about giving your credit card to a server in a restaurant, and letting them wander off with it for five minutes, plenty of time to run it through a reader and clone it, or using a debit card while the server watches you input your PIN?

I once worked with a woman who thought that anyone using their CC for a secure Internet purchase was insane. She also didn't have any problem with giving her CC to a waiter and letting them wander off to the backroom with it for processing.

Go figure!

 

[Creole Lady Marmalade]

With todays technology no retailer should have a credit card slip that has the entire card number and exp. date. Shame on Walmart and another reason to boycott that retched company.

As for Creole Lady M, I am surprised that you were liable for a fraudulent credit card purchase. I recently had the same thing and my card provider ate the whole thing.

My liability was many moons ago, I now have a card, one of few in Canada, that has the chip in it that erases any info should the card get into the wrong hands. This technology has been in use in Europe for at least three years and costs less for banks and credit companies to implement and produce, I have no idea why the rest won't follow suit.

 

[mustangjoe]

huh, couldn't they trace your home phone number?

Probably, but when you're 15 years and think about nothing but sex, these things never cross your mind.

Nothing ever came of it, so that's ok.